Which credit card is best to use with Bank of Communications?

All credit cards of Bank of Communications are collectively called Bank of Communications Pacific Credit Card. The application conditions for various cards are different. You can choose to apply according to your own situation:

1. Only civil servants can apply for a business card. The application is free of annual fees for life.

2. The platinum card must provide certain proof of financial resources, such as houses, cars, and company shares. As long as the credit limit of this kind of card is successfully approved, it must be at least 50,000 yuan. There is no limit to the maximum, and there is no certain amount. Financial advice is not to apply for this kind of card, it is a waste of your time.

3. The Y-POWER card is also called a youth card. It can only be applied for by those with a college degree or above who graduated after 2003 (must be full-time until they graduate from the unified recruitment system). The cash withdrawal fee for this card is very low. It’s only five yuan, and the minimum limit is 5,000 or more. The special thing about Youth Card is that the cash withdrawal limit = credit limit, while for other cards, the cash withdrawal limit = half of the credit limit.

4. The functions of Liuxiang Card and Lifeng Card (also called Bank of Communications card) are almost the same.

5. For other co-branded cards, it depends on which merchant it is co-branded with. Different merchants have different discounts. For example, the Walmart Card is a card developed in cooperation with Walmart. There are discounts when shopping at Walmart. , you can also use points to offset consumption at Wal-Mart supermarkets; Suning Appliance Card, which has certain discounts at Suning Appliances, and gifts when there are events; Aviation Secretary Card is a joint credit card with Nanpeng Airlines, and you can get points for daily purchases with the card , can be redeemed for branch mileage. Different co-branded cards have different benefits, it depends on your choice.

There is no clear limit on the number of credit cards a person can apply for. It is usually about 4. If it exceeds this number, it will be difficult to apply again. It should be noted that if you apply for multiple credit cards at the same bank, the credit limits of these cards are exclusive, because these credit cards are actually used as one account. For example, if you apply for two cards from the Bank of Communications, one has a limit of 5,000 and the other has a limit of 10,000. If the 5,000 card is used up, the other card can only be used up to 5,000. If the 10,000 card is used up, the 5,000 card will have no limit.

Extended information:

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals for life and career, People who have pursuits, know how to enjoy, are more willing to struggle, and sometimes want to study, do business, research or travel abroad. Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. ”

Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together both global and local advantages, with the theme of "Global Card for Chinese People", and advocates a new consumer culture and usage. Card experience provides preferential benefits and considerate services all over the world.

Reference materials:

Baidu Encyclopedia - Bank of Communications Credit Card

Which is better, Bank of Communications Credit Card, UnionPay or American Express

Bank of Communications is a Chinese credit card One of the banks with a very large issuance volume and loved by many cardholders. The credit cards of Bank of Communications are also of high quality. Different credit cards have different application conditions. However, if you are applying for a credit card for the first time, it will be difficult to choose a credit card. So which Bank of Communications credit cards are better?

1. Bank of Communications Bai Qilin Credit Card. This credit card was once considered one of the most worthwhile credit cards from Bank of Communications. There are three main types of cards: MasterCard, VISA and UnionPay. The annual fee of this credit card can be reduced by reaching the consumption limit by swiping the card, and if the consumption reaches the standard, you can also enjoy 6 times of drinking and driving service. If you want to accumulate credit card points, you can earn 5 times the points by spending at designated restaurants. You can also enjoy double points accumulation during your birthday month. Although some points have expiration dates and cannot be used after expiration, most points can be redeemed for gifts and airline miles in the points mall.

2. Bank of Communications Premium Platinum Card.

The annual fee is waived in the first year of opening the card, and the annual fee in the second year is reduced every year after swiping the card 6 times per year. During the event, if you make more than 5 transactions offline and the amount of each transaction exceeds 500 yuan, you can get 10 times the points reward. Point rewards are valid and should be used promptly. You can enjoy the VIP channel services at Bank of Communications outlets across the country and enjoy the fun of taking the first step.

3. Bank of Communications Y-POWER Credit Card. One of the great advantages of using this credit card in China is that the handling fee for cash withdrawals is very low. The minimum handling fee for a cash withdrawal is only 5 yuan. With this credit card, you can enjoy 50% off shopping discounts and 10 yuan delicacies in designated business districts. You can get cash back for overseas consumption, and you can enjoy up to 10 credit card credits for consumption.

Which card is best for Bank of Communications credit card

Which card is best for Bank of Communications credit card?

It depends on your actual situation, but for ordinary people, Personally, the Youth Card is pretty good for me, and it’s more cost-effective to withdraw cash than other cards.

Bank of Communications cards are mainly divided into standard cards, youth cards, and various co-branded cards:

Standard cards are also divided into regular cards, gold cards, platinum cards, regular cards and gold cards. There is no essential difference between the cards, except that the starting limit of the gold card is slightly higher, but the upper limit is 50,000. The upper limit of the platinum card can reach hundreds of thousands, but the limit is high. The annual fee is 1,000, and it requires 200,000 points to waive the annual fee.

Youth Card has an age limit (under 30 years old), the installment starting point is low, and cash withdrawals are more cost-effective than other cards. The handling fee is fixed at 5 yuan per transaction (Youth Card cannot apply for additional cards),

Other co-branded cards basically cooperate with supermarkets and have certain discounts at designated places, such as Wal-Mart Kasuning Card, etc. Others are basically the same as standard cards.

Which is the best credit card of Shenzhen Bank of Communications?

It is recommended that you apply for the Youth Card of Transportation. This card has low cash withdrawal fees and can withdraw cash in full. . . Then apply for approval if the conditions are low. . The amount is also quite large. .

How many types of Bank of Communications credit cards are there?

There are too many, and generally no one will keep statistics, because the bank will launch some new cards from time to time! You can follow the WeChat public account: Jintou Kali, which is dedicated to credit cards!

Which type of Bank of Communications credit card is better in 2016

They are all similar. The conditions for applying for a credit card:

1. The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 18 years old. Aged 60 years old;

2. A second-generation ID card is required;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Materials required to apply for a credit card:

1. Applicant’s ID card;

2. Apply for the bank’s credit card application form;

3. Proof of work and income certificate stamped with the financial seal of the unit;

4. Individual private operators need an individual business license and tax returns for the past three months;

5. Others Proof of financial resources: income tax withholding voucher; copy of own property certificate; copy of own car driving license.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .

I just applied for a Bank of Communications credit card

This depends on what kind of card you apply for and how you apply for it? The minimum credit limit for a general credit card is 5,000 yuan RMB

Is it good to apply for a Bank of Communications credit card?

It depends on your personal use. If you meet the application criteria, you can use the mobile app China Bank Online, which has multiple bank credit card applications

Transportation There are many bank credit card activities, including the most popular Friday and Super Red Friday. You can refuel at designated gas stations or shop at supermarkets every Friday, and you will get 5 (regular card, gold card) or 10 (platinum card) back when you swipe your card.

Changsha To apply for a Bank of Communications credit card

It is better to go to the bank to apply for it yourself, be careful of scammers

Which is better, Shanghai Pudong Development Bank Credit Card or Bank of Communications Credit Card

It depends on personal consumption habits , if you have a car, I recommend transportation, because transportation has a credit card that offers discounts and rebates for gas.

Bank of Communications credit card issuance

They may call your company, don’t worry, sometimes the card will be issued even without a call.

This ends the introduction about which kind of transportation credit card is good and which transportation credit card is better. I wonder if you found the information you need?