The billing date of CCB Credit Card is generally 2.5.7.10.12.15.17.19.22.23.24.25.26.27 every month, but

The credit card repayment date of CCB is generally the 20th day after the bill date. If the bookkeeping date is the second day of each month, then the 22nd day of that month is the repayment date.

Different banks have different interest-free periods, and the longest interest-free period is generally divided into 50 days and 56 days. For credit card non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. During this period, you don't need to pay any interest on non-cash transactions, provided that you pay off the current payable amount (total amount owed) on the current statement in full (you don't enjoy the interest-free discount on cash advance).

The 50 days are: CCB, BOC, Postal Savings, China Merchants, CITIC, Pudong Development, Xingye, Minsheng, China Everbright, Ping An and Beijing. The longest interest-free period of Huaxia Bank is 5 1 day. ) 56 days are: industry and commerce, agriculture, transportation, Guangfa, Shanghai, Nanjing, Ningbo, Wenzhou and so on.

For example, the bookkeeping date is the 7th day of each month, and the due repayment date is the 27th day of each month. (1) The date of spending by credit card is 8th, which is the day after the bill is spent. You can enjoy the longest interest-free period, lasting 50 days until the 27th of the following month. (2) The date of spending by credit card is 7th, that is, spending on the day of bill, so you can only enjoy the shortest interest-free period, only 20 days until 27th of this month.

Suppose your bank's arrival date is 10 every month. Swipe your card once on May 9, and you must pay back the money within 20 or 25 days after May 10 (20 or 25 days depends on different banks, such as Bank of Communications, China Construction Bank and China CITIC Bank, the longest is 50 days).

Similarly, if you swipe your card in May 1 1, then from June 10, calculate how much money you swiped from May 10 to June 10, and within 20 or 25 days after June 10 (.

CCB Credit Card Repayment Date

The billing date of CCB credit card is different, and the repayment date is also different.

Take China Construction Bank Longka Credit Card as an example;

The billing date of CCB Credit Card is 22nd, and the repayment date is 1 1 in the following month.

Fixed repayment date corresponding to bill date:

Since May 20 16, 15, the due repayment date of China Construction Bank Longka Credit Card has been changed from an unfixed repayment date of 20 days after the original bill date to a fixed repayment date.

Extended data

According to the articles of association of China Construction Bank Longka Credit Card:

Article 20 If the cardholder repays all the payable funds before the due repayment date (inclusive), the amount of consumer transactions in the current period on the current statement shall enjoy interest-free treatment. The interest-free repayment period will be notified by the bank separately.

Article 21 If the cardholder fails to repay all the repayable amount before the due repayment date (inclusive), he can repay any amount not less than the minimum repayment amount, but the repayable consumer transaction funds will no longer enjoy the interest-free repayment treatment.

Cardholders who borrow cash in advance do not enjoy interest-free repayment. For transactions where the cardholder does not meet the interest-free conditions, the bank will calculate the interest from the bank bookkeeping date. The upper limit of daily interest rate is five ten thousandths, and the lower limit is 0.7 times of five ten thousandths (equivalent to the upper limit 18.25% and the lower limit is 0.7 times of 18.25%), and compound interest is calculated monthly. If there is any change in the relevant provisions of the People's Bank of China, such provisions shall prevail.

Article 22 When the cardholder fails to repay or the repayment amount is lower than the minimum repayment amount, the bank will charge a penalty of 5% of the unpaid part of the minimum repayment amount, and the minimum 5 yuan RMB or US$ 65,438+0 or Euro 65,438+0 is the same currency as the corresponding minimum repayment amount. If there are other provisions in the agreement, such provisions shall prevail.