Worth applying

Industrial Bank’s Industrial Credit Card is a credit card tailor-made for sports enthusiasts. ***It has platinum card (elite version), gold card, and regular card 3 The products are all UnionPay standard IC credit cards.

Compared with other credit cards, this card has two major highlights. One is that it can be used with a bracelet with payment function for payment, and the other is that exercise calories can be exchanged for credit card points. If you want to apply for this card, you must understand some card application conditions and precautions.

1. Application conditions

1. Principal card applicant: 18-60 years old or above, with full capacity for civil conduct, a legal and stable source of income and good credit.

2. Supplementary card applicant: over 16 years old and capable of civil conduct;

3. Provide corresponding supporting documents: copy of ID card, proof of work income.

If you meet these three points, you can usually apply for a regular card. If you want to apply for a gold card or platinum card, you need to provide sufficient financial proof to increase the application approval rate.

2. Notes

1. Choose the correct channel to apply for a card: If your personal financial situation is very good, you can apply directly to the bank, which will help you apply for a high-level and high-limit card. Large credit cards; if your personal financial situation is poor and you don’t have much financial proof, it’s best to apply online.

2. The application form must be filled out truthfully: when filling in the income, you can add the year-end bonus and various benefits provided by the company. Appropriate exaggeration of the income level and job position is also allowed, but the gap cannot be too large. In addition , submitting false supporting documents is also strictly prohibited.

3. Do not apply for too many cards at the same time: Submitting credit card application materials from multiple banks at the same time will be suspected by the bank of malicious overdraft, and each bank will reject the application. Therefore, it is best not to apply for more than 3 credit cards at the same time.