sixty days. At present, the credit card of China Merchants Bank can only handle two deferred payments at most, that is, 6 days. You can repay the loan within the grace period, and the bank will not count you as overdue. It should be noted that if you fail to repay the minimum repayment amount beyond the grace period, China Merchants Bank will count you as overdue, collect liquidated damages and interest, and report it to the credit information system, which will affect your credit.