The credit limit of ICBC Peony Credit Card is only 1000. The method to quickly cancel the letter of credit is as follows:
① Credit card limit should be as large as possible;
② Consume as much as possible;
③ There are many types of consumer merchants;
④ Keep a good credit record;
⑤ Take the initiative to apply for increasing the quota;
⑥ Temporary line for emergency consideration.
What is the limit of ICBC credit card Puka Gold Card Platinum Card?
When choosing which bank to apply for a credit card, the credit limit has always been a point we pay more attention to. Let me show you the credit limit of ICBC Puka Gold Card.
1. What is the general credit card limit of ICBC?
ICBC's credit cards have three grades, namely Puka, Gold Card and Platinum Card. The initial application for ICBC's ordinary credit card line is generally 1000- 10000 yuan.
Peony quasi-credit card: fixed amount 5000 yuan.
Peony RMB credit card: 0-50,000 yuan
Peony International Credit Card Puka: 0-50,000
2. What is the gold card limit of ICBC credit card?
Generally, the credit card gold card quota of ICBC is between 6,543,800 yuan and 50,000 yuan.
Peony quasi-credit card gold card: fixed amount 1 ten thousand.
3. What is the platinum card limit of ICBC credit card?
The amount of platinum card of ICBC credit card is generally 50,000 -65438+ 10,000 yuan.
ICBC MasterCard Platinum Card: The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (Visa): The minimum amount is 50,000 yuan.
ICBC Visa Platinum Card: The minimum amount is 50,000.
ICBC Multi-currency Credit Card Platinum Card: The minimum amount is 50,000.
ICBC Peony Platinum Credit Card MasterCard: 1 million-1 million
Four. Differences between ICBC credit cards: ordinary cards, gold cards and platinum cards;
1, the main difference is that the credit line is different from the discount. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.
2. Platinum Card is the highest credit card of ICBC, and there is no handling fee for replacement of cards in different places, loss reporting, transfer and remittance, deposit and withdrawal, and the highest is 400W aviation accident insurance and VIP treatment at the airport.
3. The annual fee of all secondary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted for five swipes of the gold card, and the annual fee of 6.5438+0.6 million points of the platinum card is exchanged for the annual fee or exempted from 200,000 yuan.
4. Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards. ICBC does not charge an annual fee for opening a credit card.
The above is the Golden Investment Credit Card. What do I introduce to you about "What is the amount of ICBC Credit Card's Pujinka Platinum Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.
I just got the credit card of ICBC, and it's only 1000. Can I withdraw it immediately?
Just got the credit card of ICBC, as long as the amount is 1000, you can't withdraw it immediately.
Icbc credit card withdrawal:
(1) Temporary withdrawal takes three months;
(2) It takes six months to quit permanently.
Increase temporary quota:
① Apply online to increase the temporary quota;
(2) Telephone banking applies for increasing the temporary quota;
③ Apply at the bank counter to increase the temporary quota.
Increase the credit limit of credit card:
(1) Cards that have been used frequently for more than half a year;
② The monthly credit card amount approaches or exceeds the credit card amount;
(3) Use a credit card and try to make a one-time repayment;
④ No bad records such as overdue;
⑤ You can apply to the bank for quota adjustment. Generally, the quota is adjusted to increase by 50%.
What is the limit of ICBC etc credit card?
The limit of ICBC's ETC credit card is between 1000-50000 yuan, and how much personal limit can be reached depends on your use.
ICBC will make a detailed understanding based on the information provided by individuals and a series of information such as credit information and personal income within the bank, so as to determine your initial etc quota. The credit limit of ETC credit card will increase with the increase of use time, consumption, credit and repayment. You can also apply to ICBC to increase the etc quota after using it for a period of time. ETC credit card is a functional credit card, which is issued by banks for a single purpose and field.
How to change the temporary credit limit into a fixed credit limit?
Credit card temporary limit cannot be converted into fixed limit. Temporary credit line is the total amount of credit temporarily increased according to the temporary needs of customers.
According to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line, and it has a certain validity period. The validity period is generally 1-2 months, after which the original fixed quota will be restored.
If you want to increase the quota, you can try the following methods:
First, try to use up the credit card limit. It is best to use up the amount given by the bank every month, and the monthly consumption of cardholders is also the main reference for the bank to consider how much to increase the amount.
Second, spend as much money as possible. If you have a credit card, you should use it as much as possible. The information system of the issuing bank will record and count the frequency of credit card swiping. If you can maintain a high number of credit card swipes and a good repayment record for about half a year, you can generally apply for increasing the credit limit, and even the issuing bank will automatically increase the credit limit.
Third, there is no late payment fee. If the repayment is not timely, you will not only have to pay a high late fee, but also be recorded in the bank's credit information system and registered in the central bank's personal credit information system, which will affect your credit card application and increase the amount and consumption.
ICBC credit card quota promotion needs to meet the following conditions:
1. ICBC's credit card limit needs to be activated by users for more than half a year (180 days or six bills), and ICBC credit card holders can apply to the credit card center to increase the limit.
2. For the first withdrawal, you need to use the card for more than half a year, and it is in normal use (generally, the average monthly consumption is required to be above 30%/ limit) and there is no bad record in the last 6 months. Peony credit card has a fixed amount and does not provide adjustment service.
3. In addition, the repayment credit status without bad records within half a year is only the basic condition for ICBC to increase the credit card limit. Can quitting succeed? Is it possible?
How much is the first credit card?
There are generally three types of credit cards in ICBC: ordinary cards, gold cards and platinum cards. Initial application for ordinary credit card limit 1000- 10000 yuan; The gold card application amount is 10000-50000 yuan; The application amount for Platinum Card is 50,000-100,000 yuan. The applicant's application conditions, qualification and credit history will all affect the credit card limit. If the individual submits complete materials, has sufficient financial ability and a good credit record, then the application amount will be higher. Of course, increasing the frequency and amount of credit card consumption and using credit cards in stages can also increase the credit card limit.