Can I pay in installments after using a credit card for Taobao shopping? How to do installment?
Many people now use credit cards to shop on Taobao, but when they don’t have enough money, can they pay in installments when shopping on Taobao? I believe many friends also have such questions. So today I will explain this issue in detail to you.
Can I pay in installments after using a credit card for Taobao shopping?
In fact, installment payment is still supported, but not all products can do this. Only if the payment method indicates that credit card installments are supported, and the payment amount is greater than or equal to 600 yuan (multiple combined payments are also supported), credit card installments can be used.
At the same time, only the following banks support Taobao shopping installment payment: Bank of China, Ping An Bank, Agricultural Bank of China, China Merchants Bank, China Everbright Bank, Minsheng Bank, China CITIC Bank, China Guangfa Bank, China Construction Bank.
The number of installments varies from bank to bank, but you can see the number of installments you can choose during payment.
So what should you do after shopping on Taobao?
1. Before purchasing a product, be sure to confirm whether the seller supports credit card payment, and then select the product for purchase.
2. On the page to confirm the order information, select credit card installment.
3. Select the bank for payment, fill in the information and confirm the payment.
4. After selecting the credit card installment, the default number of installments is generally 12. You can also choose other installments, and the handling fee, rate and amount of repayment in each installment will be displayed. . You can also click Installment Rules to view the specific rules for installment.
5. Enter the payment password to complete the payment.
The above is the relevant content brought to you "Can I pay in installments after using a credit card for Taobao shopping? How to do the installment?" I would like to remind everyone again that when you plan to make an installment purchase, you must confirm whether it is possible to make an installment purchase, and make sure you see it clearly before buying.
Can I pay in installments on Taobao?
It is possible to pay in installments on Taobao. The advantages of installment payment:
It allows buyers to use less money. You can get the product.
Instalment payment can reduce buyers’ financial problems and reduce purchasing pressure.
Taobao installment payment introduction:
Taobao supports credit card installment payment and Ant Huabei installment payment.
Instalment payment can be made in several installments, but a certain amount of interest needs to be paid.
1. Huabei installment.
After using Huabei to purchase goods, you can make installments on the last month's repayment amount from the 1st to the 9th of each month.
Currently you can choose the number of installments and the corresponding rates are:
3 installments: 2.5%
6 installments: 4.5%
9th period: 6.5%
12th period: 8.8%
2. Credit card installment.
Credit card installment payment is an installment payment channel provided by Alipay for merchants that have opened credit card payment in Taobao Market, Taobao Mall (Tmall), Electrical Appliance City, etc. (Juhuasuan transactions are not supported) . Currently the credit card quick payment method is used.
Can Taobao pay in installments?
How to pay in installments on Taobao is as follows:
1. Confirm whether the merchant you are about to purchase from supports Taobao installments. Stores that support Taobao installment payment will have credit card installment text descriptions and icons in the payment instructions on the product details page.
2. On the order confirmation page, check the credit card installment option box;
3. Select the bank for Taobao installment payment. Of course, you do not need to use Taobao installment payment;
4. Select the installment plan for Taobao installment payment. The default Taobao installment plan is 12 installments. Click the drop-down box of Use installment plan to modify the number of installments. Different installments include the amount and procedures for repayment in each installment. The fees and rates are also different;
5. Enter the payment password to complete Taobao.
It is possible to pay in installments on Taobao. The advantages of installment payment are:
It allows buyers to get products with less money.
Instalment payment can reduce buyers’ financial problems and reduce purchasing pressure.
Taobao installment payment introduction:
Taobao supports credit card installment payment and Ant Huabei installment payment.
Instalment payment can be made in several installments, but a certain amount of interest needs to be paid.
The process of using installment payment for Taobao purchases:
Open Taobao and enter your personal account to log in.
2. Select the product you need and then choose to buy it.
3. Select the number of installments, enter the payment password, and click Confirm to complete.
Note: After the installment payment is submitted, the buyer remembers to repay it in time. Make sure there is a certain balance in your bank card every month. If the payment is overdue, late fees will be charged. Timely repayment can ensure personal creditworthiness and facilitate next installment payment.
This ends the introduction about whether Taobao supports credit card installment and whether Taobao can use credit card installment? I wonder if you have found the information you need?