Pure white households don't mean that there is no problem with credit. Pure white households refer to credit card users who don't apply for any loans, so their credit is blank, so they can be called reference white households. Because they don't have any credit records, bad lending institutions judge their repayment ability, so it will be difficult for such users to apply for loans, and the pass rate is low. It is suggested that users can apply for credit cards with low thresholds first to improve their credit.

how do pure white households apply for credit cards?

You can apply for a credit card for a pure white account in the following ways:

1. Offline banking outlets: For employees with fixed jobs, they can find staff with their ID cards and complete the card processing according to the instructions of the staff, which is better for white families. The bank is a commercial bank.

2. online application: find the bank website where you want to borrow money to register or log in directly with your account, click "I want to apply for a card" and then improve the relevant information.

3. Please call the customer service number of the bank where you want to apply for a credit card and handle it under the guidance of customer service.