1. Whether it is a car loan from a bank, a loan from a car finance company, or a credit card installment plan, you have already decided on the insurance company that will cooperate with them when you buy the car. For example, for loans from car finance companies, Even the contract does not stipulate all types of insurance. You only need to go to the 4S store to pay the money when the time comes.

2. If you go to a bank to get a loan to buy a car, you can change the insurance company. However, when you go to a new insurance company to pay insurance, you will be required to present the compulsory traffic insurance policy from the previous year, so these documents need to be kept. . If you buy a car with a credit card installment loan, the first year of insurance is full coverage, and you can choose according to your needs in the future.

3. Purchase vehicle insurance This is a special aspect of car loan insurance. In actual practice, lenders are required to purchase vehicle loss insurance, total vehicle theft insurance, spontaneous combustion loss insurance, compulsory traffic insurance and third-party liability insurance when purchasing a vehicle. The purpose is to prevent the risk of the vehicle itself, such as being stolen or robbed, and the insurance company The corresponding amount can be paid to the car owner to repay the loan.