1, different conveniences

The advantage of mobile banking is that it can be operated anytime and anywhere. For example, the mobile phone number transfer function, as long as you know the other party's mobile phone number, you can transfer money through the mobile phone number without entering the other party's bank card number.

2. Is the security different?

Mobile banking is bound by mobile phone number and bank account number, and electronic banking password card should be used for identity authentication when conducting transactions, so as to flexibly control external payment. Establish a unique binding relationship between customer identity information and mobile phone number. Coupled with the verification and control of login password, a triple protection mechanism of customer identity information, mobile phone number and login password is established.

Because it is in a relatively closed mobile data network, the mobile banking business is almost unaffected by hackers and Trojans. Postal savings bank has double protection for the transaction password of mobile banking, and also has restrictions on the transaction limit.

3. Different tariffs.

Through online banking, self-service banking and bank counter transfer, banks have to charge a certain fee, and mobile banking transfer and remittance is no exception. However, at present, banks do not charge customers for consumption, financial management, donations, booking tickets, and paying utility fees. Through mobile banking. At present, mobile banking charges include function fees, network traffic fees and transfer fees. The most attractive thing about mobile banking is the preferential tariff.

Extended data:

Security tips for online banking of Postal Savings Bank;

1. Suggest that customers add the website address of China Postal Savings Bank to your favorites, and access it directly through favorites to ensure the correctness of the login address and prevent criminals from linking the website address to other illegal websites to steal information.

2. Please set a secure online banking password and change it regularly.

3. Keep British or electronic tokens safe, and never reveal passwords to others, log in nicknames, ID numbers, account numbers and other important information, and avoid using personal online banking on public computers.

4. Be careful that "phishing" emails require you to provide your account information and password. China Postal Savings Bank will not ask customers to provide similar information by email.

5. It is suggested to set reserved information to prevent false websites.

6. It is recommended to use the account protection function to prevent others from peeking at your account information.

7. If you don't use personal online banking for a long time, it is recommended to go to the outlet or call the customer service phone of China Postal Savings Bank to suspend the online banking function.

8. After installing the use certificate on other people's computers, uninstall the software or delete the certificate in time.

9. If you have any questions, you can call the customer service phone of China Postal Savings Bank at any time, or make 24-hour online consultation through personal online banking.

Baidu Encyclopedia-China Postal Savings Bank Online Banking

Baidu Encyclopedia-China Postal Savings Bank Mobile Banking