Of course. Credit cards can only be cancelled after all debts have been paid off. As long as the debt is not paid off, the user's application for account cancellation will be rejected by the bank. Therefore, users need to ensure that the credit card has paid off all debts, so that after applying for account cancellation, no other expenses will be incurred during the 45-day risk period, and the credit card will be successfully cancelled on the 46th day. Credit card cancellation is divided into account cancellation and card cancellation. The cancellation card cannot be restored, but it can be restored within a certain period of time.