The credit card rights of Jiangsu Bank Meituan are related to Meituan. For example, Meituan can exclusively enjoy the points reward scheme, and Meituan pays the first reduction of 6 yuan per day. If you are a registered user of Jiangsu Meituan, don't miss this credit card. So, has Jiangsu Bank Meituan Credit Card been approved? This mainly depends on whether the applicant's credit conditions can pass the bank.
To apply for Jiangsu Bank Meituan Credit Card, you must at least meet the basic conditions for handling the card:
1, a natural person who has reached the age of 18-60, has full capacity for civil conduct, has a fixed residence and a stable legal income source;
2. It must be a customer in Jiangsu Province. After all, it is a local credit card, and other regions naturally cannot apply.
In addition, the application channel will also affect the degree of card approval:
Jiangsu Meituan Credit Card can be applied online or at the counter of outlets. However, if it is the first time to apply for a card, it is recommended to apply online if you can't provide enough information to prove it, especially if you master certain card-handling skills in advance, it will be easy to get rid of the card and the amount will not be low.
This means that when filling in the application form, the information will be packaged to improve the overall score of the individual, such as filling in the marital status and family support by age, and writing the working years for 3~4 years; In addition to the monthly salary, the annual income also includes various subsidies issued by the company plus the year-end bonus, and so on.
However, it should be noted that after applying for Meituan Credit Card online, you need to bring your valid ID card and credit card to the counter of Jiangsu Bank for activation.
The above is "Is Jiangsu Bank Meituan Credit Card approved well?" I hope it will help everyone. In short, as long as the applicant's credit conditions meet the requirements for card approval, Jiangsu Bank Meituan Credit Card is still relatively easy to approve. Finally, I wish you all a smooth card approval.
Jiangsu Bank failed to apply for a credit card for the first time. I don't know why, how to solve it quickly?
Generally speaking, the first card application failed for several reasons:
1. The application materials submitted are incomplete and inaccurate.
There are many items to fill in on the credit card application form. As long as there is one mistake, passing the exam is basically hopeless. For example, your mobile phone number is wrong, or your work unit is wrong, and your work unit phone number is randomly filled in.
2. Unable to submit relevant certification materials.
To apply for a credit card, you need to provide proof of identity and income. If you provide a copy of someone else's ID card, or you can't show the income certificate stamped by the company, you can't apply for a card.
3. Engage in high-risk occupations.
Banks favor people with stable jobs, such as entertainment circles, freelancers and promoters. , are all high-risk occupations. Banks that grant them cards will face the risk of bad debts, so these people are always refused to apply for cards.
4. Apply for multiple bank credit cards at the same time.
Applying for multiple banks at the same time is a no-no, which will leave the impression that you are short of money. In order to avoid malicious overdraft, the bank will not pass your application.
How to improve the pass rate of the first card?
1. Credit card of issuing bank applying for salary card:
For example, the bank you punch in is China Merchants Bank, and apply for a credit card from China Merchants Bank. If your salary is high, the amount may be high!
2. Choose the correct credit card type:
Credit cards include ordinary cards, gold cards and platinum cards. Generally speaking, it is recommended to apply for a universal card for the first time, so the pass rate is relatively high. After all, gold and platinum cards are too high, even if they meet the basic conditions for handling cards, they can't provide enough economic proof, but it is difficult to get rid of them.
3. Group Credit Card
In order to complete the business, many bank credit card center salesmen will start the sweeping mode. You can apply for a credit card at this time. But if you do this, the time to get off the card will be super slow.
Step 4 buy wealth management products
If you are a beggar and have hundreds of thousands of bank deposits, you can buy some bank wealth management products appropriately, and the bank guarantees to give you a high credit card every minute.
Step 5 save tap water
This method is aimed at the first method. If the salary is not a punch card but a discovery fee, then apply for a credit card from the issuing bank that commonly uses bank cards.
How long does it take for Jiangsu Bank Meituan credit card approval? These factors affect the approval speed.
Jiangsu Bank Meituan Credit Card can provide rich rights and interests of Meituan, attracting many people to apply for cards. However, the approval speed of this credit card is fast and slow. Some people apply for the card on the same day and get it the next day, and some applications are still under approval for half a month. Then, how long will it take for Jiangsu Bank Meituan Credit Card to be approved? Let's have a look.
How long does it take for Jiangsu Bank Meituan credit card approval?
Jiangsu Bank Meituan Credit Card can be used in the official channel of Jiangsu Bank Credit Card or on Meituan APP. Influenced by the application channels, the approval speed is naturally different:
1, the online credit card approval speed is faster, and the results will be available in about 7 working days.
2. To apply for a card at the counter, after submitting the application materials to Jiangsu Bank, the applicant needs to wait for the branch outlets to send the materials to the credit card center, and the credit card center can issue the card only after it has passed the examination. This approval speed is naturally slow, but the results will be produced in about 30 days.
In addition, the applicant's qualification will also affect the approval speed.
For example, both of them have applied for the Jiangsu Bank Meituan Credit Card online, and one of them is a vice card, with quite good qualifications; And the other is a new card, and it is a white household, and its qualification is definitely not as good as the second card. Then, it will take more time for banks to approve the first card qualification, and the approval speed will naturally be slower.
Too many applicants will also affect the approval speed.
After approval, Jiangsu Bank will send the applicant's information to the business card printing center for business card printing. After successful business card printing, the card will be sent to the designated outlets, and the cardholder needs to bring the original and photocopy of the ID card and the income certificate to the outlets to sign the bill. It is suggested to provide more copies of credit certification materials such as real estate license and vehicle driving license, which will help improve the success rate of face-to-face signing.
This concludes the introduction of Jiangsu Bank's credit card application and Jiangsu Bank's credit card application form. I wonder if you found the information you need from it?