To apply for a card by card, you need to have held the credit card from another bank for more than half a year, and it is in good condition and has not expired. You can apply.

Conditions for applying for a large-deposit credit card:

First of all, if the credit card you hold has been used normally for more than 6 months, it is OK! If it is less than six months, it has been If the bill is more than three months old, a recent consumption bill will be provided! Each bank has different customer groups. For university teachers, the approved limits of Bank of Communications and Industrial Bank are relatively high, which should be higher than 5,000 yuan.

How can it be easier to apply for a large-amount credit card?

The banks that can currently use the card application method are:

China Merchants Bank Guangfa Industrial Bank China Construction Bank Shenzhen It can be done by hair or hair.

Each bank has different regulations for applying for a credit card, but the basic thing is that the credit card must be used for more than half a year and has no bad repayment record. According to the characteristics of each bank, like CITIC Bank's Credit cards from Everbright Bank are not accepted, and Credit Cards from Industrial Bank are not accepted from CITIC. China Construction Bank did not accept credit cards in the past. Recently, there has been a new adjustment. Credit cards that have been used for more than six months and have a credit limit of more than 5,000 yuan can apply.

Credit card limit:

The bank will refer to the limit given by other banks to give us the limit. Many of them want us to provide statements, which are listed on the statements. Credit limit, generally our fixed limit is 10,000. When there is no temporary limit, it is marked as 10,000. If there is a temporary limit at this time, the statement will show that the credit limit is a temporary limit, and it will not be marked as temporary. Quota.