There is no job to apply for a credit card. According to the inquiry chart, the bank stipulates that one of the credit card applicants has a stable job, but in practice, people without a job can provide their own other income certificates when applying for a credit card. Credit card is an electronic payment card issued by commercial banks or other financial institutions, which has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. It is also a non-cash transaction payment method, a simple credit service, which can be repaid after consumption and enjoy an interest-free period. This is a financial management method. Credit card is a special kind of plastic card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Cardholders can withdraw cash and buy goods. At a designated bank, store, etc. Or overdraw a small amount of cash.