Hospitals generally only large hospitals can use credit cards.

1. Can the hospital accept credit cards?

Under normal circumstances, going to the hospital to swipe credit cards can be roughly divided into three situations:

1. Hospitals generally cannot swipe credit cards, unless it is a large hospital. In a small hospital, you will be hospitalized at most. It can be used at the hospital, but generally not in outpatient clinics;

2. Credit card payments can generally be made in top-three major hospitals;

3. As for whether the hospital can use credit cards to make purchases, the cardholder can Consult appropriate hospital personnel.

2. What will happen if you are sued for overdue credit card?

1. The bank’s continuous reminders

(1) When a borrower overdues payment, the bank’s credit card customer service center will first make multiple phone calls;

(2) If the payment is still outstanding, the bank will entrust a third party to collect the money, usually through continuous phone calls, text messages, or even door-to-door collection;

(3) Failure to pay after multiple calls If the payment is made, the bank will sue the court.

2. Being sued by the bank and unable to apply for a loan

The cardholder will be added to the credit blacklist and unable to apply for a loan. The court will collect collection. After receiving the court summons, after investigation and If the cardholder refuses to repay the card after being persuaded and urged to repay, the court can take enforcement action; subsequently, the court will liquidate the cardholder's assets to repay the card debt and freeze the relevant property.

3. Malicious default will lead to imprisonment and fines

(1) If a credit card is overdue for three months, it can be regarded as a malicious overdraft penalty. However, if you communicate with the bank in advance, you can prove Depending on your repayment ability and repayment plan, you will generally not face criminal liability.

(2) However, the court ruled that cardholders who still do not return may face consequences of three years in prison and fines if the circumstances are serious. In particularly serious cases, they may face a longer term of three to seven years in prison. and pay fines.

3. What should I do if I can’t pay off my credit card?

1. Realize mortgaged assets: Although many people have no money, they have many realizable assets in their names, such as houses, cars, etc. They can consider mortgaging these assets to obtain repayment. Generally, it is not realized at the original price, so there will be a bit of a loss. It is suitable for people who owe a lot, cannot raise enough money, and are at risk of being punished.

2. Be honest with your family about borrowing money: If you can’t pay off the credit card debt by yourself, it’s better not to shoulder it. It’s better to be honest with your family and see if you can get their help to pay it back simultaneously. If your family members don't have money, ask relatives and friends to borrow money. Make an IOU and write down the repayment time, interest, etc., and borrow the best you can. Don't complain if you can't borrow. No matter how close you are, there is no obligation to borrow money.

3. Actively negotiate for repayment: Even if the credit card debt is not paid, do not lose contact and run away. Don’t miss the bank’s collection calls. If you have no money, you must also express your willingness to repay. See Can the repayment be negotiated? If the bank says it wants to sue, don't panic. It will be an opportunity for those who are temporarily unable to repay. It will be easier to negotiate through court mediation when the court is held. Reduce unnecessary expenses and stop buying things that are not practical. The key is to work hard to increase your income. In addition to doing your job well, you can also make money through part-time jobs, such as running Didi or delivering food. Don’t be afraid of having more money, but be afraid of not having it. The more money you have, the easier it will be to get out of trouble.

There are many payment methods for medical institutions. Common ones include cash payment, bank card payment, medical insurance card payment and third-party payment. Cash payment is the most common method, and patients can settle directly with cash. Bank card payment is completed by swiping a bank card, making it convenient for patients to make electronic payments. Medical insurance card payment refers to the settlement of medical expenses through medical insurance cards, and is applicable to patients who are eligible for medical insurance. Third-party payment is made through Alipay, WeChat Pay and other platforms, providing a more convenient electronic payment method. Different medical institutions may accept different payment methods. Please consult the relevant hospital departments for accurate information before visiting.

Legal basis:

"Measures for the Supervision and Administration of Credit Card Business of Commercial Banks":

Chapter 7 Supervision and Management Article 101 Commercial Banks Start Credit Card Business Credit card business statistics and management information shall be submitted to the China Banking Regulatory Commission in accordance with relevant regulations.