No.

As an operator of online shopping platform transactions, Ping An Bank only provides payment services and is not a supplier of goods. It has no agency relationship with suppliers and does not provide any guarantee related to goods.

During the purchase process, apply for payment with the Ping An Bank credit card in your name to purchase goods provided by the online mall supplier, and authorize Ping An Bank to pay from the credit card account in your name according to the payment method specified by you. , including payment methods such as one-time payment, installment payment, credit card points plus credit card payment, coupons obtained from mall activities, etc.

Extended information

The quality, delivery service and after-sales service of the product are provided by the supplier and have nothing to do with Ping An Bank. If there is a dispute with a supplier regarding the purchase and sale of ordered goods, product quality, delivery and after-sales service, or other related matters, I will negotiate with the supplier to resolve the dispute.

If there is a dispute between the two parties, you can ask Ping An Bank to coordinate. During the dispute resolution process, I will continue to pay for the purchased goods to Ping An Bank in accordance with these terms and the provisions of the agreement. The aforementioned disputes do not affect Ping An Bank's right to recover the money owed by the cardholder.

Ping An Bank Online Mall-"Ping An Bank Credit Card Product Mail Order Agreement and Agreement"