It's not too long for ABC's credit card to be overdue for one week. Cardholders should contact the bank credit card center as soon as possible, explain the reasons and make up the arrears, otherwise it will cause the following series of adverse consequences:

I. Consequences of overdue repayment of bank credit cards:

1, resulting in bad credit records;

2. Generate penalty interest;

3. dunning by lending institutions;

4. Dispose of the assets of the borrower and guarantor;

If the circumstances are serious, you may go to jail.

note:

1. Bad credit records are recorded in personal credit information;

2. Generally, it can be eliminated after five years;

3. Some serious cases can be postponed to ten years before they can be cleared;

4. Some cases are serious, and those with bad nature will enter the permanent blacklist.

2. What if ABC's credit card is overdue for one week?

If ABC's credit card is overdue due to negligence, it must be repaid as soon as possible, preferably in full. Then call 95599, Agricultural Bank of China Credit Card Center, and declare that you owe money without malice. If you have a good past record and a short overdue period, and you find that the repayment is good after the overdue period, it may not be recorded as a bad record. If it is recorded as a bad record, you can continue to use the ABC credit card after full repayment, and you can achieve "white washing" if your credit status is good for two consecutive years.