After paying off your credit card bill three months overdue, you can usually continue to use your credit card.

Detailed instructions:

1. Pay overdue bills: As mentioned in the title, paying off a credit card bill after three months is overdue means repaying all overdue debts.

2. Resumption of credit card use: After paying off overdue bills, you can usually continue to use your credit card for consumption and payment normally. However, specific circumstances may vary depending on bank policies.

3. May affect credit score: Although overdue repayment can resume the use of credit cards, overdue records may have a certain negative impact on personal credit scores.

4. Need to confirm the limit and conditions: Before starting to use it, it is recommended to contact the card-issuing bank to confirm whether the credit card has been unblocked, and to verify the available limit and other relevant conditions.

Summary:

After paying off your credit card bill three months overdue, you can usually continue to use your credit card. However, overdue records may have a certain impact on personal credit scores, so it is recommended to repay in time to avoid overdue payments.

Extended information:

1. Credit score: Credit score is one of the indicators used by banks and financial institutions to evaluate an individual’s credit status. It mainly considers an individual’s repayment record and borrowing history. , credit card usage and other factors.

2. Overdue repayment: refers to the behavior of failing to repay credit card bills according to the agreed time or minimum repayment amount, which will lead to overdue records and may have a negative impact on personal credit scores.