the company card can handle the settlement of commodity transactions and labor supply funds, but it is not allowed to overdraw or withdraw cash. The key points are: you can't overdraw when you handle the settlement of commodity trading and labor supply, and you can overdraw in other ways, but you can't withdraw cash.

the single overdraft amount of the same cardholder shall not exceed RMB 5, (including equivalent foreign currency) for the unit card: the overdraft amount refers to consumption overdraft (excluding the settlement of commodity transactions and labor supply funds).

Related to handling corporate credit cards:

1. To open an account, the applicant should first deposit a credit card deposit, then pay an annual fee, and sometimes deposit a certain margin.

2. If the applicant deposits the credit card and settles the account by transfer, he shall fill in the bill in duplicate; If it is deposited in cash, fill in the two-copy cash payment form and fill in the amount deposited.

3. The annual fee for credit cards varies from 1 yuan to 1 yuan, and the issuing banks have different regulations. When paying the annual fee, you can fill in the triplicate settlement service charge voucher, and fill in the amount of the annual fee paid.

4. If deposit is required according to regulations and settlement is made by transfer, a duplicate bill can be filled in; Cash can be used to fill in a duplicate cash payment form.