If you apply for a credit card through the relevant official website, the review will generally be completed within 5 working days. If it is a new customer, you need to go to the bank outlet for a face-to-face interview, and the audit will be completed within 2 working days after the face-to-face interview.
It usually takes 1-2 weeks to apply for a credit card through mobile banking.
How long it takes to apply for a credit card and how long it takes to apply for a card mainly depends on the way to apply for a card, as well as the conditions for applying for a card and the details of the information provided by the applicant, subject to the time actually received.
The main requirements for applying for a credit card are as follows:
1. Age: Generally, you are a citizen aged 18. You need to submit your identity document to prove it.
2. Stable repayment ability: generally, proof of work and income is required. In order to increase the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The card issuing standards of each bank are different, depending on the requirements of the bank.
3. Good credit: That is to say, you are required to have no bad credit record, and the bank will check this condition by itself.