At present, all banks can handle more than 50,000 credit cards, and the credit cards with a quota of 50,000 belong to larger credit cards, which are generally above the platinum card level. If it is difficult to apply for the first time, users can provide property certificates such as real estate, business and running water to improve the success rate of application. To apply for a credit card with a quota of more than 50,000, in addition to meeting the most basic conditions, factors such as the applicant's marital status, whether the applicant is registered in this city, and the applicant's education level should also be considered.

To apply for a credit card with a credit limit of 50,000 yuan, the requirements of major banks are slightly different. Take ICBC Platinum Card as an example. Applicants who meet one of the following conditions may apply for a platinum credit card with a credit limit of more than 50,000 yuan:

1. The average daily deposit of the applicant in China Industrial and Commercial Bank or other banks for more than half a year is more than 500,000 yuan;

2. The applicant has a credit card of ICBC or other banks, with an annual consumption of 654.38+10,000 yuan and above, and the number of swipes is 24 times;

3. The applicant is a senior leader and financial officer of the party and government organs, social organizations, financial institutions, large enterprises or enterprises with good economic benefits; Or recommended by the leaders at or above the division level of ICBC or the person in charge of the card issuing institution, or the management personnel at or above the deputy division level of the Bank.

How to apply for a 50,000 credit card?

The first method: proof of assets

Although we are not luxurious, if you have certain assets, such as a house 150 flat, a car of more than 300,000 flat, a deposit of more than 500,000, and an annual salary of more than150,000, you can apply at the bank counter with the asset certificate, and it is best to apply for a platinum card, because the maximum amount of a Puka gold card is only 50,000.

The second method: use the card to handle the card.

It doesn't matter if you don't have valid proof of assets. It's just that you need to raise a 50 thousand yuan card first. It is suggested to get a China Merchants Bank card first. It's no problem to get a card 1 10,000, and then 1 year basically reaches the quota of 50,000. After that, you can start to use the card to do the card.

At present, the banks that support credit card processing are: China Bank, Bank of Communications, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Industrial Bank, Ping An Bank and China Guangfa Bank.

What you need to pay attention to when handling cards with cards is:

1 It's better to use a credit card 1 year or more;

2 It is best to go to the counter, which basically does not support online application;

3. The current available credit limit of the card held by the card should be kept at least above 30%, preferably above 60%;

4 you can't use a credit card with a bad credit record;

You can't use a credit card that is paying in installments or with the lowest repayment amount.

The third method: bank characteristics

1 provident fund

The provident fund has been paid for more than 1 year, and the industrial and commercial credit card has a bonus. Even if the amount of the card is not high, you can directly withdraw the amount through the gold flash loan. Depending on the amount of provident fund, the increase amount is 6 times, 8 times or 16 times of the amount of provident fund; As long as you have a provident fund of more than 1 year, it is normal to withdraw more than 50,000 yuan per second.

2 insurance policy

If you buy Ping An insurance, you can pay more than 30,000 yuan a year, and you can apply for a platinum card of Ping An Bank, and the amount will not be less than 50,000 yuan.

3 time deposit

ICBC makes a time deposit of 50,000 yuan, applies for a pledged loan, re-deposits, re-pledges, re-deposits to 200,000 yuan, and then applies for a credit card.