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How to calculate the repayment date of credit card?
Credit card repayment date: different banks have different calculation methods for credit cards, but there are generally two kinds: one is to clearly stipulate that a certain day of each month is the interest-free deadline, and the interest-free period is the date from the consumption date to the deadline; Second, the cardholder sets a single date and then sets the latest repayment date according to the bill date. The interest-free period is from the consumption date to the latest repayment date.

1. The billing date of ICBC credit card is the end of each month, that is, 30 or 3 1, and the repayment date is the 25th of the following month. Assuming that you spend 1 in the current month and repay on the 25th of the next month, you can enjoy an interest-free period of up to 56 days. ICBC's billing date and repayment date are fixed, which is better than other banks, which are not fixed.

2. The repayment date of CCB credit card is 20 days after the bill date. For example, the 5th of each month is the bookkeeping date, and the due repayment date is the 25th of that month.

3. The repayment date of BOC credit card is 20 days after the billing date, that is, if the billing date is 7 days, the due repayment date is 27 days of the current month.

4. The final repayment date of ABC's credit card is the 25th day after the bill date.

Extended data:

1. Take mobile banking as an example. At present, all banks basically have corresponding credit card-specific apps, such as the pocket life of China Merchants Bank and the payment bar of Bank of Communications. These apps basically support the repayment of debit cards of our bank or other banks, and there is no handling fee.

2. Most banks' mobile banking interbank transfers and bank transfers are free. You can choose a bank you often use to handle debit cards, open mobile banking, and then bind all your credit cards. When it comes to repayment, you can directly transfer money to the account across banks. In this way, as long as the mobile phone is in hand, it can be repaid anytime and anywhere, which is very convenient and does not require handling fees.