What is the 30-year interest rate for Everbright Bank’s mortgage loan?

The 30-year interest rate for Everbright Bank’s mortgage loan is 4.9.

Extended information:

The interest rate of Everbright Bank mortgage loan is:

1. Apply for a mortgage loan at Everbright Bank with a loan term within 6 months (inclusive). The interest rate is 4.35;

2. Apply for a mortgage at China Everbright Bank. The annual interest rate for a loan period of 6 months to 1 year (inclusive) is 4.35;

3. Apply at China Everbright Bank For a mortgage, the annual interest rate for a loan period of 1-3 years (inclusive) is 4.75;

4. Apply for a mortgage at Everbright Bank, and the annual interest rate for a loan period of 3-5 years (inclusive) is 4.75;

5. Apply for a mortgage at Everbright Bank. The annual interest rate for a loan term of more than 5 years is 4.9.

Because China Everbright Bank’s mortgage interest rates are also related to bank branch regulations and personal comprehensive qualifications, the specific interest rates are subject to the interest rates displayed on the application page.

What is the annual interest rate for borrowing 10,000 yuan with Everbright Credit Card

4.75.

According to the announcement issued by Everbright Bank, the interest rate for credit loans from 1 to 5 years is 4.75, and the interest rate for loans over 5 years is 4.90, so the annual interest rate for a loan of 10,000 yuan is 4.75.

China Everbright Bank was established in August 1992. It is a national joint-stock commercial bank established with the approval of the State Council and the approval of the People's Bank of China. It is headquartered in Beijing.

What is the interest rate for Everbright Bank’s first home loan?

The interest rate for Everbright Bank’s first home loan is the central bank’s benchmark interest rate. Commercial loans will increase by a certain percentage on the benchmark interest rate, and the increase is subject to The impact of borrower qualifications and regional policies. Provident fund loans follow the base interest rate and will not be raised.

Currently, the central bank’s benchmark interest rate is:

1. Commercial loans:

1. The loan period is within one year (including one year), and the interest rate is 4.35 ;

2. The loan period is one to five years (including five years), and the interest rate is 4.75;

3. The loan period is more than five years, and the interest rate is 4.90;

2. Provident Fund Loan:

1. If the loan period is less than five years (including five years), the interest rate is 2.75;

2. If the loan period is more than five years, the interest rate is 3.25.