CCB's public security convenience credit card is quite good. CCB's public security convenience credit card is the transfer interest and curve fee introduced by China Construction Bank. This card can be used for shopping and withdrawing money in the agreed account. It is also a credit card for people with overseas consumption needs. This card can provide cardholders with 5 days' interest-free monthly repayment, with a maximum of 50 days. You only need to pay a small handling fee, and you can enjoy five times points when you need this card in consumption abroad.
What is a convenience card?
Convenience card is a kind of credit card introduced by some banks. In addition to the related functions of credit cards, cardholders can also enjoy related convenience services. To apply for a convenience card, you need to meet the following conditions:
1. Age: The applicant should be between 18 and 60 years old.
2. The applicant needs to have full capacity for civil conduct. Generally speaking, farmers, businessmen, urban residents, public officials and small and micro enterprises.
Three, the applicant needs to have a stable source of income, to ensure that they have the ability to repay on time, individual industrial and commercial households need to operate normally.
Fourth, personal credit status must be good.
After meeting the above conditions, customers can apply for convenience cards at the business department of rural commercial banks with their ID cards. The convenience card processing process provides customers with a written loan application-network acceptance-loan investigation-loan approval-contract signing-convenience card issuance.
First, the convenience card loan interest
The annual interest rate of rural credit cooperative Fuxiang convenience card loan is 8.742 1%. Convenience card is an extremely convenient loan card, valid for 3 years. However, the longest loan can only be 1 year. After 1 year expires, the loan can be continued after repayment, and the line can be recycled. Borrow if you can, and the interest is calculated on a daily basis. There is no extra charge for prepayment.
Second, the difference between convenience cards and credit cards
Convenience card is a kind of credit card. Usually, the difference between convenience credit cards and ordinary credit cards is that convenience credit cards can enjoy convenience services beyond the functions of ordinary credit cards, while ordinary credit cards cannot.
For example, in addition to the financial function of CCB credit card, CCB Public Security Convenience Card is also an auxiliary information card for automobile driving license, which can be used to carry out a series of public security vehicle management convenience projects such as vehicle maintenance, regular vehicle inspection (annual inspection), replacement, second-hand car transfer registration and traffic violation handling, and payment of fines. Most ordinary credit cards only have the basic functions of credit cards, such as spending first and then repaying, and recycling credit lines.
Third, the convenience card repayment method
Before the convenience card of rural credit cooperatives repays, it is necessary to bind a debit card in the name of an individual, and then deposit the current repayment amount into the debit card before the repayment date, waiting for the system to transfer money successfully. In addition, cardholders can also go directly to the counter of the local rural credit cooperatives and show their ID cards, convenience cards and bank cards, and the staff will assist in the repayment business.
In 2022, CCB's credit card convenience service card has no points?
China Construction Bank credit card convenience service card consumption has points. However, at present, the rules for obtaining points have changed, and the following behaviors cannot obtain points:
1, China unionpay express spending is not integral.
2. There are no points for third-party platforms.
3. Blacklist merchants have no points.
4. Special merchants have no points.
What is the gold card quota of China Construction Bank Public Security Convenience Card?
China Construction Bank public security convenience card gold card amount: 3000-50000 yuan (the fixed amount is comprehensively evaluated according to the information submitted by the customer, subject to the final audit result. )
The card has built-in contactless chip, adopts advanced electronic information technology, takes ic card as carrier, and has built-in passive contactless chip, which has extremely high security for accounts and transactions.
Combining the rich financial services of CCB with the special rights and interests of public security, it not only has the functions of credit consumption, installment payment, cash advance, but also provides car owners with services such as vehicle maintenance, annual inspection, update of transfer information, and payment of traffic violation fines. CCB IC Credit Card also enjoys preferential services such as free card handling, free annual fee for life, and free card-making fee for chip cards.
Extended data:
Fujian Public Security Convenience Dragon Card can be issued free of charge, and the account management fee is unconditionally exempted for life.
You can also enjoy free road rescue. Call 95533 to enjoy the free road rescue service in Fujian Province, including on-site quick repair (including spare tire and electric pump) and the nearest trailer (within one-way 15km). Vehicles with this card can enjoy three services every natural year. Service vehicles are approved as non-operating vehicles with 7 seats or less, except for highway sections and accident vehicles.
In addition, you can also enjoy other refueling concessions from PetroChina and Sinochem.