1. Debit card:

When domestic minors open a debit card (all-in-one card) account at China Merchants Bank, there are two main situations:

1 , Under 16 years of age in the country: The guardian shall issue valid identity documents of the agent and the principal and proof of guardianship relationship, or the official document issued by the people's court or relevant departments for the designated person to open an account on behalf of the agent. The real-name authenticated mobile phone number of the guardian or depositor can be retained.

2. 16-18 years old in China: You can go to any outlet in person with a valid ID card (if the valid ID card still cannot accurately determine the identity of the account opening applicant, auxiliary identity certification materials are required). It can also be handled by a guardian. If a guardian is hired, valid identity documents and proof of guardianship relationship must be presented. It is necessary to reserve the real-name authenticated mobile phone number of the guardian or depositor.

Note: 1. Some cities have special regulations for account opening. It is recommended to contact the handling outlet to confirm before handling.

2. The same customer can only open one Type I account within our bank.

3. Some functions of debit cards issued by minors will be restricted, such as entrusted financial management, professional version transfers, etc. Please confirm with the handling outlet for details.

2. Credit card:

If you want to apply for the main credit card of China Merchants Bank, you need to be between 18 and 60 years old (overseas residents are between 25 and 60 years old), have certain financial ability and have a credit record Good, minors are temporarily unable to apply for the main card independently.

However, the main credit card holder can apply for an additional card for immediate family members (parents, spouse or children). Domestic additional card applicants must be over 14 years old (overseas applicants must be over 18 years old). There is no upper limit. Age restrictions.

It can be processed through CMB mobile banking, official credit card website, professional version, credit card WeChat customer service, telephone manual and CMB counter.

Warm reminder: The issuance of credit card is subject to the final review result.

(Response time: April 20, 2020, please refer to the official website of China Merchants Bank for the latest business changes)