Which banks can I apply for a credit card to if I am under 20 years old?

Any bank is acceptable.

Hold the following documents

1. Identity proof file: Applications for primary cards from people aged 18-65 and applications for supplementary cards from people aged 16 or above are accepted.

If you are a domestic resident: you need to provide a photocopy of your resident ID card or temporary resident ID card (both sides, within the validity period), or a photocopy of your military officer ID card;

If you are Foreigners:

① Valid passport;

② Photocopy of the "Foreigner's Residence Permit" or a photocopy of the "Foreigner's Residence Permit" attached to the visa page of the valid passport Or a photocopy of the "Permanent Residence Permit for Foreigners";

If you are from Hong Kong, Macao and Taiwan: you need to provide the "Mainland Travel Permit for Hong Kong and Macao Residents" or the "Return Permit for Hong Kong and Macao Compatriots" or the "Mainland Travel Permit for Taiwan Residents" Photocopy.

2. Proof of fixed residential address: (You can choose any of the following)

Photocopy of household registration card (book);

Water, The last three installments of electricity and gas bills;

The last three installments of fixed-line telephone bills;

The dormitory certificate issued by the unit;

House rental contract (agreement) );

Proof of owning property;

Community property management fee payment receipt;

Proof of address issued by the street;

The last two Credit card monthly statement or personal income tax payment certificate for the last three months;

Other supporting materials that can prove that you have a fixed residential address.

3. Financial proof files: (You can choose any of the following)

*** Official salary slips or income issued by institutions and enterprises in the past three months Proof (need to be stamped with company seal or department seal);

Photocopy of bank book/bill of salary issued by bank (need to show salary entry information in the last three months);

Last three months Copy of monthly personal income tax payment certificate;

Copy of social insurance withholding certificate;

Copy of self-owned property certificate;

Bank regular , Photocopies of current deposit slips/passbooks;

Copies of purchase receipts for funds, treasury bonds, and corporate bonds (need to show the purchaser’s name, account number, and account balance);

Photocopies of membership cards The items include: golf membership card, VIP card of China Mobile and China Unicom, Platinum Card, Gold Card and Silver Membership Card of Air China Zhizhi, Gold Card and Silver Membership Card of China Southern Sky Pearl Card, Gold Card and Silver Card of China Eastern Miles Club. Membership card (need to show name and card validity period), etc. If I am under 18 years old, where can I apply for a credit card?

You can ask your parents to apply for an additional card for you. You cannot apply for a credit card, and you must be over 18 years old. Can someone under 18 years old apply for a credit card?

People under 18 years old cannot apply for a credit card. If you are under 18 years old, you do not have full capacity for civil conduct.

1. The conditions for applying for a credit card are as follows:

1. Anyone who is over 18 years old and no more than 60-70 years old (each bank and each card type has different upper age requirements. However, all natural persons must be over 18 years old), have full capacity for civil conduct, have a stable and legal source of income, and have good credit standing. They can apply for a personal credit card from the card issuer with their valid identity documents and other files required by the card issuer. Main card.

2. The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

3. All enterprises, administrative institutions, social groups, military units, economic organizations authorized by legal persons, etc. that have independent legal person status within the territory of the People's Republic of China can obtain the basic certificate approved by the People's Bank of China. Apply for a corporate credit card with the deposit account opening registration certificate and other information from the card issuer. The qualifications of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized agent. Each unit can apply for multiple unit cards.

2. The information required to apply for a credit card is:

1. Identity certificate: usually an ID card (photocopies of the front and back are required), and military personnel need to provide a photocopy of their military ID;

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2. Work certificate: It can be the original work certificate issued by the employer (indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or a photocopy of the work permit/plate

3. Proof of financial resources: It can be the bank’s salary statement, or income tax withholding certificate, or files proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) photocopy) and other documents that can prove the level of financial resources.

3. The application channels and procedures are:

1. Log in to the official website of the bank where you want to apply for a card, select the credit card center interface, select the credit card you want to apply for, and fill in the application information and submit.

Note: The bank’s official website has detailed introductions to credit card application, repayment, services, articles of association, agreements, and functions. It is recommended to read it carefully before applying for a card.

2. Bring the application materials and go to the counter of the local bank branch to apply for a credit card. You need to fill in the application form and provide the information at the same time and wait for the bank's audit. Which banks' credit cards can I apply for through the Lifangtong APP?

Now you can apply for credit cards from Ping An Bank, Shanghai Pudong Development Bank, and Minsheng Bank through the Lifangtong APP. ~~~ Can I use several sets of information at several banks to apply for a credit card?

Yes.

Banks are independent of each other. As long as you don’t make mistakes when calling the bank, there will be no problem.

Which banks in Pingluo County can apply for a credit card online

Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and Postal Bank in the county can all apply online. credit card. Can I apply for an Industrial Bank credit card if I am under 22 years old?

1. Application conditions:

1. A citizen who is 18-65 years old and has the capacity for civil conduct.

2. Have stable income and provide proof of income.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation. For example, security guards, self-employed people, farmers, etc. are more difficult to successfully apply for.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who want to receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

2. Information required to apply for a credit card:

1. Identity proof materials;

2. Work and income proof materials;

3. Documents proving financial resources;

4. Educational and professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials;

3. Process:

1. Apply for an appointment online;

2. Three to five working days after the appointment, staff will contact you to collect information;

3. The bank system conducts personal Information audit and telephone return visit will take about 7 to 10 working days;

4. If the audit is passed, the credit card will be sent out in about 10 working days; In which countries can Ping An Bank credit cards be used

1. If your Ping An credit card is UnionPay single-label, it can be used in countries with UnionPay POS machines, or in countries that support Alipay, you can also use it after connecting Alipay Quick Payment;

2. If your Ping An credit card is dual-label or packaged, including VISA, MasterCard, JCB, AE, etc., it can be used as long as there are POS machines with this centralized line in any country. From which bank can college students apply for a credit card?

The Bank of China Taobao Campus Card can be applied for. It is recommended to go to the counter to apply.

All college students who are 18 years old or older and have full capacity for civil conduct can apply. BOC Taobao Campus Card. Currently, only current students holding ID cards or temporary ID cards can apply. Applications from customers holding military officer ID cards, passports, homecoming permits, Taiwan compatriot ID cards and other types of documents will not be accepted. Can I apply for a credit card if I am under 18 years old?

Can I apply for a credit card if I am under 18 years old?

According to bank regulations, only those who are between 18 and 70 years old and have full capacity for civil conduct can apply for a credit card.

The following conditions are required to apply for a credit card:

(1) Required documents

1. Identity documents

Domestic residents: apply A copy of personal identification or military officer’s ID card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents provide a copy of their return home certificate, Taiwan residents provide a copy of their pass, and other foreigners provide a copy of their passport. B. Copy of domestic residence permit or temporary residence certificate

2. Work certificate and receipt certificate files

A. Work certificate file: photocopy of work permit or work identification card or stamped with the unit Original work certificate with official seal.

B. Income certificate files: salary records issued by banks in the past three months (photocopies of salary card statements) or photocopies of personal income tax withholding vouchers or original income certificates issued by the unit.

(2) Other supporting documents (please provide as much as possible to help increase your credit limit)

Educational qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, and self-owned car driving licenses , a photocopy of the bank's time deposit receipt, any original receipt for the telephone, water, electricity and gas bills of the current place of residence in the past three months, other bank credit card certification files (the originals of the last three statements), etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank your own information and photocopies;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, card printing, and card issuance;

5. After getting the card, open it and wait for the password letter.