It is necessary.

1. Convenience: After activating BOC Quick Pay, you only need to enter your bank card number, the last 4 digits of your mobile phone number and the mobile transaction code when shopping, which is more convenient than other payment methods.

2. Security: BOC QuickPay adopts certain security measures, such as mobile phone transaction code verification, etc., which can ensure the security of funds to a certain extent.

3. Scope of application: BOC Quick Pay is applicable to Bank of China’s debit cards and credit cards. If you have a Bank of China bank card, you may consider opening BOC Quick Pay.