For car owners and friends, the monthly refueling fee is also a big expense. If you can get a credit card that can be cashed back, saving money once or twice will be considerable. Here are three types of Guangfa credit cards, each of which can be cashed back and provide other value-added service rights, which are suitable for car owners.
What credit card can be cashed back when refueling?
1. Guangfa Youyoutong Credit Card: Best for go on road trip car owners. There are two kinds of cards: ordinary card and gold card, and the annual fee can be exempted if you swipe your card for 6 times. With this card, you can enjoy 6% cash back when you spend money in 99 yuan, and 7% cash back when you refuel. You can also enjoy the national 100 km free road rescue service, free high accident insurance and road rescue service, and go to nearly 1000 cooperative scenic spots in eleven provinces for free.
2. Guangfa Easy Car Co-branded Card. There are two kinds: Gold Card and Puka. After swiping the card for six times, the annual fee will be reduced. New residents can enjoy 6% cash back for single consumption in 99 yuan, 3% cash back every month when they refuel, and the maximum cash back is 9%. Cash back is still relatively strong, and they can also enjoy free 100 km road rescue service and free high accident insurance service.
3. Guangfa owner's credit card. There are three kinds of cards: Puka, Gold Card and Platinum Card. The rights and interests are divided into three categories, including the maximum refund of 6%/5 times of points for refueling consumption/20% discount for high-speed toll, and three choices1; Free first year 100 km road rescue service; Free high accident insurance (driver accident insurance/tourist vehicle accident insurance, 2 choices 1) is one of the necessary cards for car owners.
The above is the relevant introduction of "Guangfa what credit card can be cashed back when refueling", and I hope it will help everyone.
Which credit cards have discounts for refueling?
There are the following types of discount credit cards for refueling: gold card and platinum card for owners of Minsheng Bank for refueling cash back; Guangfa Hutu Automobile Co-branded Card refuels and withdraws cash every month; Icbc AICAR Plus card is cashed back at China oil gas station every Sunday; Great wall global love to open car credit card cashback; 18% discount on Ping An owner's card.
All banks have preferential activities for refueling, and credit cards that are not owners' cards will also provide discounts for refueling and cash back.
Source of credit card products:
The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.
Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.
It is said that one day in 1950s, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot his wallet and had to call his wife to bring cash to the restaurant. He was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. 1 In the spring of 1950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can spend money in 27 designated restaurants without paying cash. This is the earliest credit card. This kind of credit card, which does not need to be handled by a bank, belongs to commercial credit card.
From 65438 to 0952, Franklin National Bank of California, as a financial institution, issued bank credit cards for the first time, becoming the first bank to issue credit cards.
1959, Bank of America issued an American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards are popular not only in America, but also in Britain, Japan, Canada and European countries. Since 1970s, Hongkong, Taiwan Province, Singapore and Malaysia have also started to handle credit card business.
In the 1960s, credit cards sprouted and developed rapidly in developed countries in Europe and America, such as the United States, Canada and Britain. After more than 50 years of development, credit cards have been widely accepted in more than 95% countries around the world. In 1980s, with the reform and opening up and the development of market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and made great progress in the past decade.
After the financial crisis and the ups and downs of the domestic economy, the credit card market in China picked up on 20 16. By the end of 20 16, the total number of credit cards issued in China has exceeded 590 million. In 20 16, the transaction amount of credit card consumption in China reached 74 1.8 1 trillion, up by 10.75% year-on-year, and the proportion of credit card consumption in the total retail sales of social consumer goods continued to increase. [6-7]
According to the "20 13-20 17 report on the in-depth investigation and investment strategic planning of China's credit card industry", since 20 10, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures to curb the excessive rise of asset prices and control inflation, which shows that macro-prudential and strengthening capital supervision have become the supervision of China's banking industry. The analysis shows that the evolution of the industry structure has further optimized and diversified the product portfolio, and also increased the research and development of new industry standards and mobile payment; Deepen credit penetration; Staging business is developing in depth.
20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 65,438+04% in the next 65,438+00 years, and the profitability will also tend to improve.
According to the report issued by the People's Payment and Settlement Department of China, as of the third quarter of 20021,there were 798 million credit cards and debit cards, up by 0.97% from the previous month, and each person held 0.57 credit cards and debit cards. [ 19]
Which bank has a discount for credit card refueling?
Credit card refueling has the following benefits:
1, ICBC ETC credit card
ICBC ETC Credit Card is a livelihood service credit card product tailored by China Industrial and Commercial Bank for the majority of car owners. This product not only has the safe, convenient and powerful financial functions and services of ICBC credit card, but also can provide you with many benefits such as "5% cash back from nearly 30,000 designated gas stations such as PetroChina and Sinopec" and "Zhixing World Car Owners Preferential Platform".
2. Minsheng Auto Credit Card
Before May 3, 20021year, cardholders can use Minsheng Cheche Credit Card (including mini version) and Minsheng Benz Owners Club Credit Card (hereinafter referred to as "Minsheng Benz Card") every month to meet the specified conditions, and they can enjoy the rights of refueling return, and the maximum monthly refueling money can be returned to 500 yuan! The fuel money can be exchanged for 10000 fuel cards every month, and the quantity is limited, first come first served! If the exchange amount has reached the upper limit this month, it can be exchanged in the next month within the validity period of the refueling money.
3. China Post Owner Card
Owner card is a theme credit card launched by our bank for car owners, including ordinary card, gold card and platinum card. Puka uses virtual card to issue cards in real time, which meets the needs of car owners and customers to issue cards quickly and bind ETC in real time. According to the product grade, gold and platinum cards provide cardholders with supporting rights such as refueling and car service to meet the multi-dimensional needs of cardholders' car consumption services.
4. Good Master Platinum Credit Card of Ping An Bank
Enjoy a 28% discount when you refuel:
4. 1. New customers who apply for Ping An Hao Owner's Credit Card for the first time: within 6 months, they can enjoy a 28% discount on designated refueling consumption without consumption threshold, and they can continue to participate in refueling activities for Ping An Hao Owner's Credit Card customers from the seventh month of the nuclear card. The maximum monthly refueling bonus for customers with good owner's credit card Platinum Card is 150 yuan.
4.2. Customers who have settled in a good owner's credit card: From August 1 day, 2020, when they spend 2 RMB 388 in the current month, they can enjoy a 28% discount on the designated refueling consumption of the designated credit card. The maximum monthly refueling bonus for customers with a good owner's credit card Platinum Card is 150 yuan.
5. Chongqing Bank Credit Card
During the activity, customers with our credit card can enjoy the corresponding preferential relief when they reach the specified amount of gas at the designated site of Yulong Petroleum (see annex). Inform the gas station staff to participate in our credit card activities before payment. After deducting points through our inter-bank POS machine, gas station staff can pay by credit card for customers and enjoy preferential activities. Each card can enjoy/kloc-0 once a day, 4 times a month.