The method to check all the credit cards in your name is as follows:

Method 1: Online query. The user finds and enters the personal credit information service platform of the People's Bank of China and clicks the "Start Now" button. If you already have an account, just log in; if you don't have an account yet, you need to register first and then log in. After logging in, the user first clicks "Credit Services" and then clicks "Get Credit Information". After successfully obtaining the information, the user will be able to know the number of his credit card accounts.

Operating environment:

Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition

System version: Windows 11

Browser : Google chrome browser

Browser version: 87.0.4280.88

Method 2: Offline query. Users can bring their ID cards to local offline branches of the People's Bank of China to print their credit reports. The personal credit report contains the number of credit cards owned by citizens, and cardholders can check their credit card status by checking their personal credit report.

1. How to apply for a credit card

To apply for a credit card, you can apply through the following methods:

1. Bring your ID card and credit certificate to the bank counter to apply. .

2. Through online banking, you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.

3. Call the bank’s customer service number, and individuals can operate according to the voice prompts.

Operating environment:

Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition

System version: Windows 11

Browser : Google Chrome browser

Browser version: 87.0.4280.88

2. How to unlock a locked credit card?

There are different solutions depending on the reasons for being locked:

1. If a credit card is locked due to overdue payment, the cardholder should pay back the overdue amount as soon as possible. After paying off the overdue amount, the cardholder can call the credit card center of the card issuer, and the bank will generally unlock the card;

2. If the cardholder locks the card because the credit card is lost or stolen, the card holder will have to wait until the card is locked. After the matter is processed, the card-issuing bank will unlock the card, and the cardholder can also actively request to unfreeze;

3. If the bank believes that the cardholder has cashed out, the card generally cannot be unlocked, but if there is evidence It can be proved that it is not the cardholder who cashed out, but that there is a problem with the merchant's POS machine, and the credit card center may also unlock it.

3. Which bank does not look at liabilities when applying for credit cards?

Generally speaking, there are no banks that don’t look at liabilities when applying for credit cards. Debt will affect the cardholder’s ability to repay, which is what banks value most when approving cards.

When banks are approving credit cards, they will look at the applicant's credit report. If the debt is relatively high, the bank's risk will also increase, which is detrimental to the approval.

You can apply for other credit cards of the same level from the same bank. Some banks do not check credit for the second card, and the card may be approved if the debt is high.