Paying only the minimum repayment amount all the time will not cause the credit card to be blocked, but this behavior will have a negative impact on the credit record and credit score. Continuing to pay only the minimum repayment amount will lead to the accumulation of debts and the increase of interest expenses, which will also make the issuing bank think that the cardholder's repayment ability is insufficient. This will cause the issuing bank to reduce the credit card, that is, reduce the credit limit, thus affecting the cardholder's credit card use ability and credit limit.