1. Can I get a loan if my credit card is overdue?

Cannot get a loan

2. Can I get a loan if my credit card is overdue?

Cannot get a loan from a bank Loans, but other platforms do. 1. If a black account wants to apply for a loan, he can only apply for a loan through a company or an online loan platform. Because generally this kind of loan platform has relatively high requirements for applicants... 2. Under normal circumstances, black accounts are not allowed to lend money. The bank will doubt the repayment ability of a person who has a black account. In this case, in order to prevent risks, the bank Loans will be refused. 3. Black bank accounts generally refer to people with poor credit records. They usually enter the blacklist only if they fail to repay after using credit cards or other loans are overdue. However, people on the blacklist can borrow money through other channels.

3. If the black account’s bad debts are currently overdue, can they get a loan?

No, you need to pay back the current amount of debt, and then you need to go to the bank to find the relevant unit to issue you a settlement certificate. Otherwise, you will always be in a bad debt situation, and it will last for 5 years. It can only be lifted after 5 years, and you still can't get a loan within 5 years. Personal credit information is very important now. I hope I can help you. If you really don't have the ability to repay, you can negotiate with the bank.

4. Can I get a large installment loan if there are overdue accounts?

Dear, all of them are overdue accounts. It is estimated that it will be difficult to apply for an installment loan, let alone if you still want to apply for it. For large installments, your credit report will probably have your overdue record. I personally think it is difficult to apply for a bank loan, so get it now.