First, log in to the Youwodai APP with your previously registered mobile phone number, and then find the security center in the account center. The security center contains management information about bank cards; at this time, the borrower can click Manage credit cards, then you can choose to modify the bank card or add a bank card. After passing the mobile phone verification, click Next; at this time, the borrower can re-enter the bound "bank name, bank card number, account opening branch" and click "Confirm Binding" "Determine" so that you can change a bank card.
Niwodai is a leading financial technology platform in China and a practitioner of financial reform. It focuses on the capital development needs of small, medium and micro enterprises, self-employed individuals and farmers, and has long been committed to the construction and improvement of the national credit system. It was successfully listed on the Nasdaq Global Select Market on May 10, 2019.
Youwodai is a financial technology platform that was officially launched in June 2011. The mobile APP was launched in 2014. The operator of Niwodai is Shanghai Niwodai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming to provide users with efficient, transparent, safe and convenient Internet financial services. Youwodai insists on small-amount decentralized loan business, and its services have covered more than 100 cities and regions in nearly 30 provinces and cities across the country. The loans matched by the platform are mainly consumer loans such as rental and decoration, electronics and digital, and tourism.
The Niwodai financial technology platform was established in June 2011. It is a pure third-party online credit investment and financing service platform. As a third-party service platform, Youwodai neither absorbs deposits nor lends money. It only provides a series of related services such as credit consultation, review, recommendation and fund allocation docking, building a bridge for fund allocation between investors and borrowers. The Niwodai platform is independently constructed and operated by Shanghai Niwodai Internet Financial Information Service Co., Ltd.
Looking at the entire financial product market, traditional financial products are also accelerating e-commerce. More and more financial industries are using technologies such as the Internet to sell financial products, acquire new customers, and complete customer services. Financial e-commerce has become a trend.
Niwodai adheres to the concept of "compliant development and stable operation". After more than 8 years of development, it has grown into a domestic financial technology platform that ranks among the top in scale and strength. On May 10, 2019 It was successfully listed on the Nasdaq Global Select Market today. The net income of Jiayin Jinke, the parent company of Youwodai, was 2.2509 billion yuan (approximately US$327.7 million) in 2017, an increase of 280.8% compared with 2016. In 2018, Jiayin Jinke's net income reached 2.8819 billion yuan (approximately US$419.2 million).