Not processed. According to the official website of CITIC Bank, when the credit limit of Visa Xiaoyao Platinum Credit Card is less than or equal to 2,000 yuan, an electronic credit card will be issued by default. If you need to change it to a physical card, you can apply for it yourself through the "Card Space" of CITIC Bank Credit Card APP. China CITIC Bank was established on April 10, 1987 and is headquartered in Beijing. It is one of China's national commercial banks.