How to cancel Industrial Bank Credit Card? Here are two common methods for your reference:

First, if the card is lost, you need to go to the counter of an Industrial Bank branch to handle the card cancellation procedure. Please note that if there are new purchases within 45 days after canceling the card, you will still be responsible for the relevant expenses. If it exceeds 45 days and there is no outstanding balance or excess deposit in the account, the system will automatically process the account cancellation without any additional operations.

Secondly, you can log out by calling the customer service hotline 95561. During the cancellation process, make sure the account balance is zero and there are no outstanding payments, as arrears will affect the cancellation process.

Before completely canceling your credit card, please be sure to pay attention to the following points: First, make sure that all outstanding balances have been paid off in full before canceling the account to avoid failure to cancel the account. Secondly, if you have other credit cards in the same bank, you need to cancel all cards first. Finally, it usually takes 45 days for the account cancellation application to take effect. It is recommended to confirm the account status with the bank again within 45 days after the account cancellation is submitted to ensure successful account cancellation.

The above information comes from the official card usage guide of Industrial Bank to help you smoothly handle the cancellation of your credit card.