1. Short-term loan: the loan interest rate within one year (inclusive) is 4.35%.

2. medium and long-term loans: the loan interest rate for one year to five years (inclusive) is 4.75%; The loan interest rate for more than five years is 4.9%.

3. Personal housing provident fund loan: the loan interest rate for five years or less is 2.75%; The loan interest rate for more than five years is 3.25%.