The problem of credit card charging from left to right

the annual fee for the first year is exempted if you swipe your card more than 3 times, and the annual fee for the next year is exempted if you swipe your card more than 5 times. Pay attention to the frequency, not the amount.

Go left and go right. The credit card issued by BOC belongs to BOC Metropolitan Card, and the following is its charging standard:

BOC Metropolitan Card Charge Table

Name of charging item, details of charging item

Annual fee for main card RMB 1 yuan Subsidiary card RMB 5 yuan

Cash withdrawal fee is 1% of the transaction amount of the Bank in China, and the minimum cash withdrawal for ATM is RMB 8 yuan. The minimum cash withdrawal at the counter is 1 yuan

other banks are limited to ATMs, accounting for 1% of the transaction amount, and the minimum RMB is 12 yuan

1% of the overseas UnionPay transaction amount. The lowest RMB 15 yuan

ATM inquiry fee is free of charge

domestic other banks' .3 yuan/transaction

overseas UnionPay 4 yuan/transaction

replacement card/damaged card/early card replacement fee is RMB 15 yuan

revolving credit interest with a daily interest rate of .5%, and the monthly compound interest

late fee is charged at 5% of the unpaid minimum amount. The minimum 1 yuan

credit balance return fee is charged at 5‰ of the returned amount, the minimum 5 yuan, the maximum 2 yuan

letter swipe/password and other urgent processing fees, the 2 yuan

overrun fee exceeds 5% of the credit limit, and the minimum 1 yuan

installment fee is .7%/ month. Charge 4.2%