1. Repay on time: timely repayment is the most effective way to improve the credit record, avoid overdue and avoid loss of credit value.

2. reduce the credit limit: the higher the credit card limit, the higher the risk of credit score decline, so it is suggested to reduce the credit limit and control it below 2% as much as possible.

3. Ensure sufficient credit card account balance: Don't let the balance in the credit card account be too low, but ensure sufficient reserve, otherwise it will have a negative impact on the credit record.

4. maintain credit records in various ways: you can maintain a good credit record by registering sesame credit and participating in public welfare activities.

in a word, improving credit score needs long-term maintenance and gradual accumulation, which cannot be achieved overnight. If you need staging service in the short term, you can choose other staging methods, such as Alipay Flower Blossom, JD.COM White Stripe, etc. These staging methods have little influence on personal comprehensive score, and can also achieve the purpose of staging.