The Agricultural Bank of China credit card provides installment car purchase service. After you select the car model of your choice at the dealer, then fill in the car installment application form and present the required supporting documents. After the Agricultural Bank of China approves the limit, it will notify you You sign the "Instalment Business Application Form", "Lefen Card Application Form" and other information. After passing the review, you need to pay a down payment of more than 30% (inclusive) of the car price (certain high-quality customers can be exempted from the down payment), and then you can go Swipe the card at the dealer to pick up the car.

The specific number of installments and handling fees for the installment car purchase business in each region are different. The number of installments supported by most cooperative merchants are 12, 24 and 36 installments, and the corresponding handling rates are respectively are 4%, 8% and 12%.