1. Log in to the Bank of Communications credit card website to check points.

2. Enter the "Points Exchange for Gifts" in the "Points Mall".

3. Find a gift that you like and meets the points range, and redeem it.

Note: For first-time redemption, you need to fill in the consignee information.

4. Confirm payment

Bank of Communications credit card website

m.com/content/pccc/index.html

Things to note Yes:

1. Pay attention to the validity period of points. Although for most bank credit cards, the consumption points are valid as long as the credit card is within the validity period. However, there are still a few banks whose credit card points are only valid for 2 or 4 years and cannot be used after expiration.

2. Pay attention to points activities. During store celebrations or discounts, many shopping malls will jointly launch promotions with banks to earn double points by swiping your card. Then during this period, you can get 2 times the points by swiping your card for consumption, which is of course more cost-effective. You can also enjoy double points by paying in installments with a bank credit card to purchase designated products.

3. There are free and paid points for exchanging points for gifts. There are many ways to redeem credit card points, and most banks offer free redemptions. However, some banks will charge certain fees for specific exchange products, so cardholders should pay special attention.