1. Buy an iphone from Apple official website, and then choose to pay with China Merchants Bank credit card. Jump to the payment page, and you will see the interface where the handling fee needs to be charged in installments. The down payment is around 50 yuan. At this time, you can contact Apple customer service by phone to help you modify the order, and the installment fee is free;
2. Jump from Apple Zone of China Merchants Bank Mall to Apple official website, and the installment fee is zero when purchasing. Choose the appropriate number of periods (e.g. 12).