Pay-as-you-go loans are snapped up every Thursday. CCB Pay-as-You-Go loan is a phased service for shopping malls, which is open to users who hold CCB Longka credit cards. Users can use the pay-as-you-go loan to shop in the pay-as-you-go mall in 24 installments at the longest, thus alleviating the shopping pressure of users. The products involved are digital, home, department store clothing, baby care, food rights and interests. Users can choose according to their own situation.
When you need to pay attention, you must pay a certain handling fee when you repay in installments, but subsequent individuals can pay back in advance if they have money. Overdue can't happen in the process of repayment, because there will be penalty interest after overdue. The longer the time, the more penalty interest, and the heavier the burden of subsequent repayment.
Users should measure their repayment ability when using it to avoid overdue. Then there is the credit information at the overdue repayment meeting, which leads to poor personal credit information. After the credit information becomes bad, it will affect the application of various loans, such as car loans or mortgages. After being returned, it will be kept for 5 years and will automatically disappear after 5 years.
CCB can apply for loans and pay through different channels, such as the official website.
CCB Pay-As-You-Go loan users who hold CCB Dragon Card can purchase goods in the shopping malls where CCB Pay-As-You-Go loans cooperate, and repay them on time after spending by credit card. Many goods are zero down payment, zero interest and zero handling fee.
What does it mean for CCB to pay with 66 cents?
Pay-as-you-go loans are staged shopping malls, and points can be exchanged for vouchers of related goods for deduction when paying.
How to check the points of CCB;
1. Open a browser, search for China Construction Bank, and log in to the China Construction Bank App (version 5.6.3.00 1) in iPhone 13 mobile phone iOS 15.0. Follow any browser.
2. Click the "Credit Card Inquiry"-"integral mall" button on the left.
3. On the right side of the pop-up page, click the "Integral Query" button.
4. Enter the information such as "Card Number" and "Verification Code" of the last four digits of the mobile phone in the pop-up page, and click OK to query.
5. Redemption of points: On the integral mall page, select the goods, enter the receiving information, and then you can wait for the goods to come to your door.
6. Points can be exchanged not only for goods, but also for phone bills, which are received in real time. You can compare which is more cost-effective. If you change in kind, you'd better choose a brand, and the quality is more guaranteed.
7. Points are cleared every five years.
China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.
CCB's pay-as-you-go loan is a staged service of a shopping mall. Users with CCB Dragon Card can buy goods in the shopping malls where CCB cooperates with pay-as-you-go loans, and repay them on schedule after spending by swiping their cards. Many goods are zero down payment, zero interest and zero handling fee. At present, CCB only supports WeChat processing, pays attention to the micro-signal of "Longka Credit Card", and then clicks the menu "Value Mall" to enjoy installment shopping.
Use or handling process of collateral loan of CCB:
1. Shopping: Open WeChat (version 8.0. 16) on iPhone 13 mobile phone iOS 15.0, follow the official account of WeChat and enter the "Pay-as-you-go Mall";
2. Credit card: After selecting the goods (mobile phone number, home department store, auto insurance area, etc. ), enter the card information and select the number of periods to be paid by credit card;
3. Repayment: check the transaction amount, number of installments and handling fee, and then sign for confirmation (mainly enter the transaction password and SMS verification code). If the transaction is successful, the repayment can be made on schedule.
What day is Longka's on-demand loan purchase date?
Pay-as-you-go loans are snapped up every Thursday. CCB's pay-as-you-go loan is a staged service of a shopping mall. Users with CCB Dragon Card can buy goods in the shopping malls where CCB cooperates with pay-as-you-go loans, and repay them on schedule after spending by swiping their cards. Many goods are zero down payment, zero interest and zero handling fee. At present, CCB only supports WeChat processing, pays attention to the micro-signal of "Longka Credit Card", and then clicks the menu "Premium Benefits-Loan Payable Mall" to enjoy installment shopping.
Yes The pay-as-you-go loan of CCB is an online loan product provided by CCB. When an applicant applies for a loan, the bank's risk control center will obtain the applicant's credit rating according to the applicant's identity information, and the loan amount obtained by different applicant's credit rating will be different. When the loan amount is authorized by the bank, the loan amount can be directly paid to the bank card account reserved by the applicant, and CCB will decide to provide the installment method according to the loan application, so CCB can provide twelve installment services at most.
Use or handling process of collateral loan of CCB:
1. Shopping: After paying attention to the official account of WeChat, enter the "Pay-as-you-go Mall";
2. Credit card: selected goods (mobile phone number, home 100)
Commodities, auto insurance areas, etc. Then enter the card information and select the number of periods paid by credit card;
3. Repayment: check the transaction amount, number of installments and handling fee, and then sign for confirmation (mainly input the transaction password and SMS verification code). If the transaction is successful, the repayment can be made on schedule.
: application criteria
1. To apply for a dual-currency credit card, the applicant must agree to abide by the Articles of Association, fill in the application form, provide relevant supporting materials and submit it to the issuing bank for review. The applicant shall be responsible for the authenticity of the application form and the contents of the certification materials.
2. Organs, organizations, armed forces, enterprises, institutions and other organizations (hereinafter referred to as units) that have opened basic deposit account in domestic financial institutions may apply for unit cards with the basic deposit account Account Registration Certificate and relevant supporting documents approved by the People's Bank of China. The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All transactions of each cardholder are credited to the dual-currency credit card account of the company, and the company bears the repayment responsibility. The unit may apply to cancel the cardholder qualification or change the cardholder at any time.
3. A natural person with full capacity for civil conduct and repayment ability may apply for a personal card master card with his/her valid identity document and relevant supporting documents, or apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of his/her legal representative). You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.
All transaction funds of the secondary card and corresponding interest and expenses are credited to the account of the primary card, and the cardholder of the primary card bears all repayment responsibilities; The main cardholder and the supplementary cardholder with full capacity for civil conduct shall be jointly and severally liable for the debts owed to the bank, while the supplementary cardholder with limited capacity for civil conduct shall only be liable for the debts incurred by the supplementary card held by him.