Of course. Studying abroad requires a visa card. It is best to apply for a visa dual-currency card to study abroad. The use of UnionPay abroad has many limitations. VISA card is universal. You can go to the University of Sydney to study and build a visa card. VISA dual-currency card is a card jointly issued by VISA and China UnionPay, which not only has the settlement function with RMB, but also has the settlement function with USD. In China, it can be settled in RMB through UnionPay. After going abroad, you can spend money by credit card in merchants who support VISA or MasterCard and withdraw cash at bank ATMs, and settle in US dollars, which can save the formalities of currency exchange.