Credit cards can be used in specialty stores. Credit cards can be swiped at the counter, only where there is a pos, or they can be directly bound to Alipay, and you can choose to swipe your card when paying. When the credit card is used in installments, the total selling price of the mobile phone will all occupy the credit card quota. In other words, the current credit card quota must be greater than or equal to the mobile phone quota, so that the credit card can be swiped first and then phased. You don't have to pay a down payment. Occupy the card quota by stages, the cardholder repays the first installment, and the quota is restored to the first installment.

Benefits of credit cards

You can avoid carrying a lot of cash, exchange points for gifts, understand consumption habits through consumption bills, control consumption, make money by using interest-free period, use credit cards for daily consumption, buy low-risk and liquid wealth management products in cash, get interest income quickly, and deal with emergencies. When the repayment record is good, the credit rating can be improved.