Question 1: Can Postal Savings Bank credit cards be transferred? Yes, but the money transferred from the debit card to the credit card can only be used as the repayment amount, not the consumption amount. At the same time, the credit card cannot be transferred to the debit card because Credit cards can only be used for consumption and cash withdrawal. Only after withdrawing cash can it be deposited into a debit card.

Repayment method:

1. Use your own bank card (other people’s bank card) to transfer and repay through the bank’s online banking

2. Through Use mobile banking bound with a bank card for credit card repayment

3. Use a third-party repayment platform (Alipay, wallet, etc.) bound with a bank savings card for transfer repayment

Question 2: Can credit card money be transferred to a postal card? Pos

Question 3: Can postal credit cards be used to transfer funds? Credit cards do not support transfers, but you can swipe the card for consumption.

Credit card application conditions:

Over 18 years old and not over 65 years old;

A second-generation ID card is required;

Proof of employment and income stamped with the financial seal of the company;

No bad credit record;

Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Question 4: Can China Post credit card be used for transfer? Credit cards do not have the transfer function. You can only use debit cards or Alipay to repay credit cards.

Supplement:

Steps for Alipay transfer to credit card:

Open Alipay wallet and select the credit card payment;

Enter the credit card payment and click the + number in the right corner The Add button is added from the credit card;

After adding, click Pay Now;

Enter the payment amount to confirm and click Confirm Payment;

Enter the payment password and complete the payment. The operation function will be displayed. Prompt to wait to enter the payment process to complete the credit card transfer.

Question 5: Can a postal credit card be used to transfer funds? The postal card must be a debit card and a savings card, not a postal credit card. Savings cards and debit cards can be used for credit card repayments across banks.

Question 6: Can a postal card be transferred to a credit card? The postal card must be a debit card, not a postal credit card. Savings cards and debit cards can be used for credit card repayments across banks.

Question 7: Can the overdraft of the Postal Credit Card Gold Card be transferred? Answer: Credit cards can be used for consumption, cash withdrawal, and transfer, but there is a certain interest-free period for consumption, but there is no interest-free period for cash withdrawals and transfers, and there are relatively high handling fees. OK

Question 8: Postal Savings Bank credit card can be used Can I transfer it to another person? Credit cards cannot be transferred.

You can transfer money to Guangfa Credit Card, and some handling fees will be charged.

The handling fee is: 0.5% of the withdrawal amount plus 2 yuan/transaction for inter-bank withdrawals in the same city, 1% plus 2 yuan/transaction for inter-bank withdrawals in different places (within/outside the province).

Other bank handling fee standards:

Agricultural Bank of China: Inter-bank transfers within the same city and within the province charge 2 yuan/transaction, and inter-bank transfers outside the province charge 1% plus 2 yuan/transaction.

ICBC: 4 yuan/transaction for inter-bank transfers in the same city, 1% for inter-bank transfers in other places (inside/outside the province) plus 2 yuan/transaction.

China Merchants Bank: Inter-bank transactions within the same city and within the province charge 2 yuan/transaction, and inter-bank transactions outside the province charge 0.5% plus 2 yuan/transaction.

Bank of Communications: 2 yuan/transaction for inter-bank transfers in the same city, 0.8% for inter-bank transfers in other places (inside/outside the province) plus 2 yuan/transaction, minimum 10 yuan/transaction, maximum 100 yuan/transaction.

People’s Livelihood: The first three transactions within the same city are free, then 2 yuan/transaction, and the inter-bank transactions in different places (within/outside the province) are 5 yuan/transaction

Huaxia: The same city and inter-bank transactions are free, and those in other places (province) are free Internal/foreign, the first transaction is free) Cross-bank transaction is 2 yuan/transaction.

CITIC: The first two transactions per month for inter-bank transactions within the same city and within the province are free of charge. The third transaction is 2 yuan per transaction, and 0.5% for inter-bank transactions outside the province, up to 200 yuan.

Pudong Development Bank: 2 yuan per transaction for inter-bank transfers in the same city, 0.5% of the withdrawal amount for each inter-bank withdrawal within the province and outside the province, with a minimum of 5 yuan, and 18 yuan/transaction for overseas transactions such as Hong Kong.

Shenzhen Development Bank: 1% for each transaction within the same city and across banks in different places (within/outside the province), with a minimum of 10 yuan/transaction.