The following software is available:

1. Laiqianhua (Jingdong Finance)

If you often buy things in JD.COM, JD.COM has a high score, high user activity and long registration time, then congratulations, even if your credit information is not good, you can still apply for this slot. Download the Jingdong Financial app directly, enter the borrowing window, and find the money to spend. The maximum amount is 5,, which is a large loan in the black household loan. Generally, it looks like thousands, which is relatively good.

loan amount: 1, ~ 5, yuan

2. Weili Loan

You can download Weili Loan app in the application market, or pay attention to WeChat WeChat official account to apply for a loan. It is a product of Weixin Jinke, but it is necessary to check the credit. The biggest feature is to authorize micro-loans. With micro-loans, you can get a loan amount of up to 3, yuan. If your credit is bad, but micro-loans,

3. Card God Bar

Card God Bar is a comprehensive online loan platform, which is an all-round loan opening, and can handle both pure credit loans and mortgage loans.

the latest and most comprehensive: I haven't read the comprehensive collection of private loans for credit investigation for 18 years

4. Today, the loan period of cash

is 7-3 days. You can handle it by filling in basic personal information and authorizing provident fund, social security and social information, and the application threshold is not very high. If the previous application was rejected, you can still continue to apply. The quota is 3~1 yuan, which is relatively small. It is still acceptable for emergency use, and it is supported to be borrowed and returned.

5. Simple loan

You can apply for it if you are over 18 years old, but you can't apply for it if you are a minor, and you can't apply for it if you are a college student or a student. The maximum amount is 5, yuan, and the contents that need to be reviewed include mobile phone real-name registration system, bank card binding and mobile phone number. It can be seen from the data that the application threshold is low. According to the feedback from users who have already made the payment, they will call the borrower and have a return call.

Legal content of pre-loan investigation

1. Review the legal status of the borrower regarding its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is legally established, whether it has the qualifications and qualifications to engage in related businesses, and check the business license and qualification certificate. It shall pay attention to whether the relevant certificates have passed the annual inspection or relevant verification.

2. regarding the credit standing of the borrower, check whether the registered capital of the borrower is suitable for the loan; Review whether there is any obvious situation in registered capital flight; Past loans and repayments; And whether the borrower's product quality, environmental protection, tax payment and other illegal conditions may affect the repayment.

3. Regarding the borrower's loan conditions, whether the borrower has opened basic deposit account and general deposit accounts in accordance with relevant laws and regulations; Whether the foreign investment of the borrower (if it is a company) exceeds 5% of its net assets; Whether the borrower's debt ratio meets the requirements of the lender;

4. With regard to the guarantee, the qualification, reputation and ability to perform the contract of the guarantor shall be investigated.