There is no annual fee for replacing a new card when it expires. After the card is opened, an annual fee is generally charged after one year expires.

Note: In the card year of our personal credit card (except platinum card), if the accumulated consumption of credit cards in local and foreign currency accounts reaches 5 or 5,000 yuan in that year, the annual fee of the main and auxiliary cards can be reduced.

In addition, our Peony Credit Card is valid for 5 years. Peony credit card (personal card) ordinary card main card annual fee 25 yuan/card/year; Sub-card 12.5 yuan/card/year. New cards can be mailed.