Guangfa Bank Credit Card Requirements

Guangfa Credit Card Application Requirements:

1. Be at least 18 years old and less than or equal to 65 years old.

2. There is a branch of Guangfa Bank in the place of work or permanent residence.

3. Residents with registered residence in mainland China and foreigners will not accept incoming items (except Hong Kong, Macao, Taiwan and New Zealand). Cards can be issued to people from Hong Kong, Macao, Taiwan and New Zealand who meet certain conditions (the details will be confirmed after credit review).

4. The annual income reaches the local average level (pre-tax income).

5. High school education or below is required to have worked in the unit for one year. Other academic qualifications are not required.

Requirements for the use of Guangfa Credit Card:

1. Cardholders need to keep their credit cards properly and use them correctly, otherwise they will bear the consequences themselves.

2. Credit cards are not allowed to be lent to others. If losses are caused, the cardholder must bear the consequences.

3. Cardholders are not allowed to use credit cards to cash out, otherwise they will bear administrative liability.

4. Cardholders need to repay on time, otherwise large penalty interest will be incurred and the cardholder’s personal credit will be affected.

5. Cardholders can use their credit cards to make purchases at specially appointed units.

To apply for a Guangfa Credit Card, you need to provide a credit card application form and valid identity documents to Guangfa Bank. If the applicant fails to apply for a Guangfa Bank credit card, Guangfa Bank will not return the applicant's application materials, but Guangfa Bank will destroy the application materials regularly.

What are the requirements for applying for a credit card from Guangfa Bank?

The conditions for applying for a credit card from Guangfa Bank are:

1. Be over 18 years old and have full capacity for civil conduct.

2. Good credit, no bad overdue records.

3. No major breach of contract in the past year.

4. Have made deposits or purchased financial products at Guangfa Bank before.

5. Have certain assets in your name.

Consumption of advertisements at will

Emergency channel for quick payment!

The conditions for applying for a credit card from Guangfa are:

1. Have a stable job and income;

2. Have a Guangfa Bank business outlet in the city where you are resident ;

3. Fill in the credit card online application information as required;

4. The age meets the requirements of China Guangfa Bank.

For more information about the conditions required for Guangfa Bank to apply for a credit card, enter: View more content

Requirements for Guangfa Bank Credit Card

1. Applicants need to be over 18 years old The applicant must be 65 years old or older; 2. When applying, valid identity documents and proof of residence must be provided. 3. Applicants need to have a stable job and income, and be able to provide relevant certificates. 4. Other conditions required by China Guangfa Bank.

There are many ways to apply for Guangfa Credit Card. Applicants can apply at the counter, online or at mobile booths. Friends who need to apply can choose the method that suits them. Of course, in order to increase the probability of getting the card, applicants can choose to apply at the counter or at a mobile stall. Because with the help of bank staff, you can increase the probability of applying for a credit card.

Compared with the four major banks, China Guangfa Bank’s credit card review is relatively relaxed. After the application is approved, China Guangfa Bank will issue the card within 15 working days, and the applicant can activate it after receiving the card.

What are the requirements for applying for a Guangfa Bank credit card?

The main requirements for applying for a Guangfa Bank credit card are:

1. The applicant for the main credit card of Guangfa Bank must be under the age of Over 18 years old, but not more than 60 years old, with full capacity for civil conduct.

2. The applicant for the supplementary card of Guangfa Bank credit card must be between 13 and 60 years old, and be an immediate relative of the main credit card holder of Guangfa Bank, such as the cardholder’s parents, children, and spouse. , brothers and sisters, etc.

3. Applicants need to have good personal credit and no bad overdue records.

4. Applicants need to have a stable job, can provide proof of employment, and have worked continuously in the workplace for more than one year (excluding probation period).

5. The applicant has a relatively high monthly income, and the monthly income can guarantee the timely repayment of credit card bills.

6. The applicant must have certain property in his name, such as bank deposits, stocks, etc.

7. Meet other conditions stipulated by China Guangfa Bank.

For more information about the requirements for applying for a Guangfa Bank credit card, go to: View more content

This ends the introduction to the application conditions for Guangfa Credit Card and the conditions for applying for a Guangfa Credit Card. Don't know if you found the information you need?