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Is Jintong Card a Credit Card? A Brief Introduction

Can the Tianjin driver's card be used as an ordinary credit card?

Yes, the Jintong card has two functions when it is set. One is the driver management card, which is used to deal with fines for violation of regulations; First, it has the same function as an ordinary credit card, which can save money and overdraw.

what are the functions of jintong card

jintong card has two functions: driver management and finance. On the one hand, when accepting traffic punishment, Jintong card plays the same role as driver management card, which can read driver information and make traffic violation rulings; On the other hand, drivers can also use Jintong Card to pay traffic fines.

when paying traffic fines, drivers can use other commercial bank cards or Jintong cards. Only when ICBC outlets (ATMs) pay fines, you must use the Jintong card; When paying the fine at other designated UnionPay outlets (bank of tianjin, Postal Savings Bank, Tianjin Rural Commercial Bank, etc.), you can use other commercial bank cards or Jintong cards.

Extended information

Like ordinary bank credit cards, Jintong Card has an overdraft limit, which can be used for cash deposit and withdrawal, overdraft consumption and transfer settlement. Cardholders can apply for credit limit adjustment at ICBC outlets three months after using the card. At the same time, ICBC will also handle the active transfer business for Jintong Card from time to time according to your card usage and comprehensive credit situation.

jintong card will replace the original driver management card and record the driver's driving information through the chip. When receiving the penalty for violation of regulations, the driver with the Jintong card can pay the traffic fines by self-service through ATMs, self-service terminals and other equipment of ICBC, and can also pay the penalty through POS machines deployed by banks in the Traffic Control Brigade and Jingong Supermarket.