This year’s shopping spree is about to begin in mid-2018, and major e-commerce platforms are ready to go. The 618 Shopping Festival promotional activities have been launched one after another, which has stimulated the rapid recovery of the consumer market. Recently, Pudong Development Credit Card has gained a deep insight into users' consumption needs and carefully launched a series of 618 themed preferential activities. It has deeply explored customer group operations and consumption scenarios through tangible welfare feedback, won the favor of the market and users, and continued to create new consumer shopping experiences.
This time, Pudong Development Bank Credit Card launched a 618 theme promotion event, adhering to the return to the origin of consumption, based on the current market environment to meet consumer demands, accurately grasping the post-epidemic consumption trend, and comprehensively covering "eating, traveling, buying, and entertainment" Various life scenes provide cardholders with considerate, warm and high-quality multiple welfare experiences. As a trusted financial partner of cardholders, Pudong Development Credit Card actively creates diversified and rich preferential activities to accompany users to gradually resume their life rhythm, go through the period of resumption of work and production, and welcome a new and beautiful life.
Industry observers said that Pudong Development Credit Card has carefully created the 618 themed consumption activities, fully exploited its platform and resource advantages, further integrated inclusive finance with consumption scenarios, and continued to provide cardholders with multiple scenarios and preferential benefits. Great considerate financial services. By continuously creating safe and convenient financial consumer services, Shanghai Pudong Development Bank radiates consumer life in all aspects, assists the real economy, boosts the consumer market, and injects vitality into market development, demonstrating the responsibility and responsibility of financial enterprises. Related Q&A: The official website of Shanghai Pudong Development Bank Credit Card
The official website of Shanghai Pudong Development Bank Credit Card is
First of all: after entering its website, you can see the credit card application progress query under Entrepreneur Electronic Banking .
Select the applicant’s certificate type and certificate number in the query interface. Then enter the verification code. Finally click Query.
These relevant information are filled in when applying for a card.
If you have applied, you can see where your application has progressed.
The ones shown are those that have not applied for a Shanghai Pudong Development Bank credit card. I am just doing it for demonstration, so that’s it.
In addition to this method, you can also inquire via WeChat, phone or at the counter. However, I personally think that online is more convenient. Related questions and answers: Shanghai Pudong Development Bank credit card?
As a senior respondent in the credit card circle, first of all, congratulations to the respondent on getting his first credit card with a limit of 7,000, which is not low (the respondent’s first credit card limit back then was only 5,000, and it took 3 years to use it. Increase the amount and cancel the card in anger).
To answer your question briefly, there is no annual fee for this card in the first year. This "first year" refers to the billing year, not the calendar year. For example, if you open a card on December 1, 2019, then from now until December 1, 2020, in this complete year, no matter whether you swipe the card or not, there will be no annual fee.
Starting from the next year (calculated from December 2, 2020), every billing year, if you swipe your card no less than 6 times (no matter what type of card swipe, WeChat, Alipay, Huawei pay will count), you will be exempted. Annual fee for that year.
In fact, even if you do not make enough purchases 6 times that year, there is still a way to waive the annual fee. I will tell you how to waive the annual fee later.
The following is a more detailed answer, you don’t have to read it if you find it annoying.
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The credit card of Shanghai Pudong Development Bank has always been a popular bank in the credit card circle. The credit cards it has produced have always had high card limits, multiple points, rich activities, few card play restrictions, and generous prizes. They have always been very popular in the card circle.
I went to see the card you applied for. The main rights and interests are as follows:
One by one:
Credit line. No need to say it, everyone understands. It should be mentioned here that credit cards are generally divided into regular cards, gold cards, platinum cards, and higher levels. Generally speaking, for us, the maximum limit of ordinary cards is less than 20,000. Gold card costs 10,000-50,000. If you want a card with a limit of more than 50,000, it is best to apply for a platinum type card from the beginning to avoid the subsequent limit of the limit and the hassle of changing cards.
Withdrawal amount: 50. Normal to temporary quota. For example, your quota is 7,000. Sometimes, such as Double 11, it is not enough. You can apply for a temporary quota, which is generally valid for one month. What is the general temporary quota? It is 50 of your fixed quota, that is, 7000*50 = 3500. It is equal to an extra quota of ￥3500.
Annual fee: 180 yuan (waived for the first year, and waived for the next year after 6 purchases). As mentioned above, what is the first year and the second year? Anyway, the first year doesn’t matter. Starting from the next year, you can use WeChat, Alipay, and UnionPay QuickPass to count. Every time you swipe the card, any amount can be counted, even 0.01 yuan. Just 6 times is enough. It is recommended that you bind this card to WeChat and use it as your default payment card, so you don’t need to remember this.
Interest-free period: 50 days. If Brother Climbing doesn't talk about those formulas, he'll be dizzy. Just install the Shanghai Pudong Development Bank Credit Card APP and watch it remind you how many days before the payment must be made. The card you swiped today will have to be paid back in 50 days. Generally banks take 50-56 days. Not much difference.
Card attributes: Never mind, most cards these days are not that different from each other.
Finally, there are a series of so-called rights and interests. In fact, they have no impact on us, so we don’t need to worry about them. The first one is free of annual fees.
Enjoy the discounts of many merchants in Pudong Development Bank. On this point, Pudong Development Bank has many activities, especially points activities. Nowadays, almost all cards of Shanghai Pudong Development Bank give you 2 times the points for swiping the card (that is, if you spend 1 yuan, you get 2 points, while most other banks give you 1 times the points). Many merchants usually offer discounts, so pay more attention.
It is recommended that you download the official app of Pudong Development Credit Card.
Finally, let me tell you secretly how to waive the annual fee:
1. At the end of the year, you can call the Pudong Development Credit Card customer service and ask directly whether all the Pudong Development Cards in your name are The annual fee is waived when the number of card swipes is met. Customer service will tell you whether each card is satisfactory. Remember, it is most convenient and simple to call directly.
2. Check your bill regularly and if you find any annual fee expenses, call customer service immediately. Remember, call! ! ! The most convenient! ! ! You said that you forgot to swipe your card. Please make up the number of swipes this week, hoping to waive the annual fee. Customers can basically help you waive the annual fee, and then ask you to swipe 6 times within a month. Then you charge 6 phone bills immediately and you're done. This is what the card circle calls heart-to-heart talk
In short, if you don’t understand credit cards, you can send me a private message. I'll tell you everything.
I love life, I am Brother Climb~~Wow Kaka