Under normal circumstances it is impossible. If this happens, it is very likely that the ID card has been used fraudulently.

Generally speaking, the international community does not allow anyone else to use my credit card. As long as the signature is different from the signature on the back of the credit card, it cannot be used. If there is no signature on the back of the card, the customer will be asked to sign before using it. This is also clearly stated in the credit card usage rules.

It may be that the concept of using credit cards in China is insufficient, so some relatives will use their own cards to make purchases. In fact, if it is not signed by me, I can refuse to acknowledge the account. If the merchant does not carefully check the signature, he cannot request it from the bank. Payment, losses shall be borne by the merchant