1. For customers who meet one of the following conditions, if the current service star rating is low, the system will automatically and immediately increase it to the corresponding star rating:

(1) Sign up for private banking services Agreement to adjust the service rating to seven stars.

(2) Open an ICBC Wealth Management Gold Account Card or Platinum Credit Card, and adjust the service star rating to six stars.

(3) Open an elite financial account, a gold credit card, and adjust the service rating to five stars.

(4) Open a general credit card and adjust the service star rating to four stars.

2. The star point value is calculated by summarizing the cardholder’s assets, liabilities and intermediary business in ICBC (bank-wide) in the past six months. Intermediary business The intermediary business indicator consists of three detailed items: investment and financial management transactions, card consumption transactions, and settlement transactions. The index calculation caliber is the cumulative transaction amount in half a year. If the amount of a single transaction exceeds the standard upper limit for handling fees for that business, the upper limit will be used as the amount of the transaction and included in the indicator statistics. If a single transaction has enjoyed our bank's rate discount, the transaction amount will be converted according to the discount rate and then included in the indicator statistics.

(1) Investment and financial management categories

Transaction indicators mainly include: fund purchase and redemption (excluding monetary funds), purchase of financial products (excluding Linkong Express), and purchase of treasury bonds , insurance purchase, gold trading, foreign exchange trading, etc. You can get 200 star points for every 10,000 yuan of investment and financial management transactions.

(2) Card consumption

Transaction indicators mainly include Money Link cards, Elite Club account cards (including ICBC Wealth Management Elite Account Cards), credit cards, credit cards, and quasi-credit cards Cards and other types of transactions generated through POS card consumption. You can get 400 star points for every 10,000 yuan of investment and financial management transactions.

(3) Settlement type

Transactions mainly include long-distance deposits and withdrawals, long-distance remittances, inter-bank remittances, speed remittances, etc. You can get 200 star points for every 10,000 yuan in settlement transaction volume.